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Singapore Financial Independence

2015.02.20 07:37 kyith Singapore Financial Independence

A congregation of like minded people who shares how to reach closer to being financially secure, independent, how policies affect our ability to reach FI and different ways to manage our wealth for it. The focus of this chat is first on the process, tools and mindset to reach financial independence. It is less focus on the nuts and bolts on investing. To chat on Telegram: https://t.me/sgfinindependence If you cannot get in msg @kyith on Telegram

2014.10.06 07:01 Nudie Japanese Streetwear

Discuss the latest in Japanese fashion or seek advice. Brand and seasonal discussions, opinions, and specific questions always welcome.

2011.03.30 03:47 ballewl Instagram

The un-official (and unaffiliated) subreddit for Instagram.com - Learn tips and tricks, ask questions and get feedback on your account. Come join our great community of over 280,000 users!

2023.05.31 02:48 Goodtogo_5656 Can You really Describe to Someone that didn't grow up with Abuse, what that was Like so that they "Understand"?

Even my partner who has heard all the nightmarish stories, still doesn't really understand. They just say "she was sick and disturbed". Plus she is so two faced ,so when I was in contact with her, and she was around my partner, she just masked her sickness or disorder. My partner said one time, when we were helping her put together a TV table, and she started getting angry, he noticed that she also had a smile on her face as she was raging. Oops, I guess the mask slipped. But they've never actually seen her in action. They only know what I told them.
But seriously. I don't know that you can describe it in a way where someone would really get it. How do you describe in a believable plausible way, that your Mother hated you, tortured you emotionally and psychologically on a daily basis, took things from you, enjoyed watching you suffer and in pain, and denied you a life of joy, resented your success and happiness, sabotaged you at every turn, shamed the way you are, made you take care of them emotionally then punished you when you got it wrong, played mind games with you, until you were so unstable that you doubted your own mind, and just fell into a deep depression from all the abuse that you couldn't escape. They're just words. Plus it runs in direct opposition to how we've come to think of Mother's as inherently nurturing. It's such a disturbing premise that a Mother actually hates her offspring, and wants to destroy them. Even animals don't' do that. I would have been better off in a wolf pack.
It's not any different than when my father tried to describe to me what it was like being so dirt poor as a child , that they had no food, and had to go live with relatives. That he worked as a young child, to help his mother make ends meet. I can tell when he tells me that, that' it deeply affected him, that I know. But I have no idea what that must have been like. I know that it caused him deep suffering, because he never got over it. He became a workaholic, and miserly with his money-it's forgivable in light of what he suffered. I also have no idea what it's like, to have lost a child, or raised one with a significant disability, or served in a war, or any number of catastrophic life events. It doesn't mean that I am not genuinely sorry for anyone's suffering, but I'd be kidding myself to say that I "understand". Just a thought.
I'm sorry I don't know where I was going with this. Just that from time to time, when I think, "there I told someone, now they know, now they get it, " and actually , they don't. Even if they met her, she'd have to be unmasked, and she's not going to do that. I've thought of recording her, but why bother. I was in a grocery store , this is Pre-NC. And my Mother was chatting away, asking for extra attention as usual, making me insane, and I was saying 'okay , just stop and let the person ring up your order, you know-stop doing what your doing", and the cashier said, "Oh, she's not that bad". Uh huh, yeah , it's just me, what was I thinking. My brothers' girlfriend did the same kind of thing, when My brother tried to tell her , what our mother was like, and she said "everyone thinks their parents are the worst". So I said to my brother, "okay, just let her spend a week with her, not even that, two days, then we'll see how that goes", and he laughed.
submitted by Goodtogo_5656 to CPTSD [link] [comments]

2023.05.31 02:47 BigchungusXDfunny Selling and buying several things

Selling and buying several things
Selling vbuck accounts and method Selling at these rates 7k vbucks - $20 20k vbucks - $35 35k vbucks - $50 Can do much more vbucks and negotiate prices and these are all fa which means you will have access to the gmail associated with the fn acc and the epic games acc itself. I will let you know how to avoid getting the vbucks revoked with purchase. These are completely safe and can be used to gift your main account whatever you’d like. I have already tested them out on my own personal main and I have kept all the things I’ve bought to this day. I can negotiate prices and accept Amazon giftcards and cashapp :) vouches can be shown and I have currently sold on eBay as well. Also selling a vbuck and pulling method for any offers. I’ve made several deals on eBay already and will continue to do more so I’d say I’m legit I am also doing gift card services dm me if you need any and FINALLY, I am selling my fn acc it’s fa and has 200+ skins. I AM BUYING AGED AMAZON ACCOUNTS FOR CHEAP LMK AND SELLING MY AA1 BK MINTY ACC ON MY PROFILE. AND MY FRIEND IS DOING 50% AMAZON ORDERS OF NO LIMIT TO YOUR ADDRESS OR ANY PICK UP LOCATIONS DM FOR MORE INFO (I’ve bought from him dm for proof) also have a $25 xbox gc looking to trade for a $25 ubeuber eats gc or $20 cashapp
submitted by BigchungusXDfunny to GamingMarket [link] [comments]

2023.05.31 02:47 NeitherColt Cutscene changes?

Warning, spoilers for the game.
I'm at a point in the game where I know who betrayed me (as if we didn't know). So, after failing to steal Makoto's sister's treasure and Akechi killing us and the director off I notice the cutscenes are somewhat odd, as in where I reached my friend's trust (the confidant levels) Now I want to know if there are different cutscenes for Joker's death announcement, etc? As in. I Romanced Makoto and in the cutscene, she drops in shock. Does she not do that if I did not romance her? I also got to the point Where I duel Akechi because he wants to test out his skills against me and that's about it. I heard that if I go further for his trust I could unlock the true ending, which I feel like I might need to redo the whole list of trust, and.. I don't feel like doing it.
Ps. I do not know what happens after that. I have not played further in the game. I just want to know if this timeline cutscenes would have been different if their trust in me was deeper. OH. Also, did I really need to have Akechi's trust? I feel like I wasted my time with him.
submitted by NeitherColt to Persona5 [link] [comments]

2023.05.31 02:47 Independent_Long_164 Am I ruining any chance at ever getting a relationship by living with parents?

I'm 27M and I've never had a girlfriend before, not for a lack of trying. The longest I've ever talked to someone was 3 weeks and 4 dates, most people typically break it off after the 2nd date at the latest.
But next month I'm going to be leaving the city I've been living in for 5 years to move back home with my parents so I can buy a house sooner (2 years vs. 6 years if I continued to rent). I know financially and to set me up for the most success in the future this is the right decision, but I can't help but feel like I'm ruining my already small chance at ever having a relationship.
- I'm leaving a metro of 1.3 million people to go to my parent's area that has about 100K people. The area I plan on buying a house in has about 400K. So the dating market is going to be significantly smaller.
- Let's say I did somehow meet someone, I feel like she would just sprint the other direction as soon as she finds out I'm almost 30 living with my parents.
- In 2 years when I go to buy a house, and I inevitably still haven't had a girlfriend, it's going to be an even bigger red flag than it already is.
So I don't know what I'm even supposed to do. Just give up for 2 years and not even bother with it? Accept it's probably not going to happen? Continue to be delusional enough to think someone out there can actually love me?
submitted by Independent_Long_164 to dating [link] [comments]

2023.05.31 02:47 snowzombie500 base cards

Anyone want to donate me their base cards.
I will buy them only for the cost of shiping
submitted by snowzombie500 to sportscards [link] [comments]

2023.05.31 02:47 TheUnseenAvenger LFG

Hey everyone. Just looking to get opinions on something that's been happening to me a lot lately with LFG groups.
It seems like now whenever joining groups from LFG especially KWTD posts the leader will just speedrun the whole mission or dungeon.
I joined a group of the new dungeon from LFG earlier and the post just said "kwtd" but the leader and other ft member were just eager edge and speed skating through the dungeon to the point where I gave up trying to keep up as I was dying from water because they had taken all the bubbles and left me in the dust.
Personally, I have nothing against the speedrunners at all but I feel like since sword skating, well skating, eager edge skating all came into the game, it's gotten more annoying to find groups or play with others as they race way ahead. For someone who plays titan and doesn't use "skate" techniques I can't keep up. This is also coming from a pretty hardcore d1 beta player.
Almost all of the times this happens to me the group never indicated they would be speedrunning which makes it more frustrating.
Just looking to see what others thoughts are on this.
submitted by TheUnseenAvenger to DestinyTheGame [link] [comments]

2023.05.31 02:47 Beneficial-Wonder-78 How to maintain a socially taxing career with SAD?

I (19F) really want to be a doctor, and I know I have the brains and critical thinking for it; I go to a college known to be great for premed students and I’ve been doing well academically. However, I am just so socially anxious that I don’t know how I will be able to internally handle taking care of patients and gaining clinical experience if I’m so afraid of looking confused, asking dumb questions, maintaining the perfect eye contact:looking away ratio, dealing with the looming silence when taking blood pressure, adjusting to a new work/volunteer environment where everyone seems to already know each other, among a plethora of other things.
As you all know, SAD manifests itself differently from person to person, and I have learned to mask my SAD outwardly and I am able to make a lot of surface level connections with others. Internally, however, I’m DYING INSIDE whenever I have social interactions and I get very drained and disoriented from being forced to put up this hyper-social front.
So, I’m not sure if it’s good for my mental health to continue this journey. It sucks because I genuinely know that it’s only my SAD holding me back. But for anyone who has a socially taxing career, does it get better? Is it worth it to continue in that career in your case?
submitted by Beneficial-Wonder-78 to socialanxiety [link] [comments]

2023.05.31 02:46 SteveDurin Advice on a potential relationship and overcoming the mental anxiety of dating someone younger than you.

I’m a nerd. My idea of a good time is staying home, reading a book or playing a game, and enjoying the solitude. I am your stereotypical introvert who frankly wouldn’t leave my house if I didn’t have to. I have lived this way most of my life and have been mostly happy, with one tiny problem. I want someone to share my boring life with.
I have been in very few relationships and none of them really lasted, my lack of desire to go out or ambition to do anything with my life kills them pretty quickly. I gave up on finding someone a long time ago, and now I’m a happy 36 introvert who only leaves to work.
I play a very popular MMO, Final Fantasy 14. Since mid last year I’ve been playing it nearly everyday with someone I met on there. We make each other laugh, we enjoy each others company, we’ve grown very close but barely talked about our lives outside of the game, and when we do we avoided details and only whined about work and stuff. We discovered we were only two hours apart, and met up in person over the weekend.
And then I learned she was only 22. No idea why I never asked her age, we got along so well that I just assumed she was close to mine. She often talked to me about things like ninja turtles and transformers, the stuff I grew up with. It was awkward, but I figured we’d just hang out and talk about the game and stuff, didn’t want to be rude, I still considered her a friend.
Within the hour it didn’t matter anymore, we were actually out walking around town just laughing and joking with each other, went to an arcade, played laser tag, played mini golf. And then she just says she really likes me and asks if I want to go out on a more formal date. Being the nerd that I am, I got tongue tied and stuttered and eventually told her I wouldn’t be comfortable with that since she’s so much younger than me, and that she’s amazing and can easily find someone better than me etc etc.
She was disappointed but she seemed to accept it and we went our separate ways. Ended up playing the game together again that night and the next day and then she told me to let her know if I change my mind and that she still really likes me.
The first person I really get along with and who actually expresses interest in me happens to be 14 years younger than me. Even if the age gap didn’t bother me, when I was 22 I didn’t know what I wanted yet, I was hopeless and lost, but that doesn’t mean she is. I know that. But I also feel like I can’t trust that she does, I envision her waking up one day wondering what a mistake she made. And if I think like that, can I even see her as an equal?
I don’t judge others age gaps, I’ve always told myself age doesn’t matter, but apparently it matters to me when it involves me. I don’t know. I’ve never cared before. I’ve all but talked myself out of any potential relationship, but damn a part of me feels like this will be my only chance to not be alone. I do like her. I’m the immature one who is simply judging her based on her age. I know this. Why can’t I move past it. Why am I being an idiot.
I know I simply need to discuss things with her. But I need to clear my head first, go into it with an open mind. Even if she’s mature enough for this to work, am I? I don’t feel like it right now.
submitted by SteveDurin to AgeGap [link] [comments]

2023.05.31 02:46 KamikazeOvaCommas One of my closest friends (26M) has threatened to cut me (26M) off

One of my closest friends has told me he will cut me off
So I (25M) have been friends with this guy (Lets call him U(26M)) for over +10 years. We’ve lived together for the past 2 years along with our other friend (S(26M)).
We are all living separately right now.
Recently U has threatened to cut me off. He and S have been arguing recently quite badly and they are no longer talking. U has told me that he will unfortunately have to cut me off as well. He says that I don’t care about him. He says this because there have been occasions where I have “sided” with S over him and done things a friend wouldn’t.
These are some of those occasions:
U and S once got into an argument whilst I was in my room. After S came into my room and told me to get dressed and leave the house with him. We both got dressed and left U in the house without saying anything to him.
Once U and S had argued and they were no longer speaking to each other. I tried talking to U, however it seemed he was upset with me as well and so I decided not to talk with him. Me and S did not talk to him for 3 days.
Another time U and S had argued again. This time U went to his room in the afternoon say 1pm and did not leave. Neither me or S checked up on him for the entire day.
He says these things I have done show that I do not care about him
It frustrates me that he is bringing up stuff from the past. Some of this happened over a year ago and we had moved one. This entire situation came out of nowhere and I have been ignoring him since.
Could someone share some light on what I should do?
TL;DR! One of my closest friends has told me he will cut me off
submitted by KamikazeOvaCommas to relationship_advice [link] [comments]

2023.05.31 02:46 JRoko_07 Is their a lizard suitable for me?

I live in the uk where temperatures average at 10 degrees Celsius in the winter. I have always wanted some sort of lizard and my mum has finally said i can get one. The problem is, i am not allowed to use any electrics and mum isnt fond of the idea of live food and with the temperature getting so low i do not know if its even possible to get a lizard that meets the requirements.
If anyone does have any suggestions please let me know. However i will state that i am not allowed any water based amphibians and am not at all interested in tortoises. I realise that i may be coming across as picky and i apologise but please note that i am looking for a lizard that can be held and has the capability of being tame and a good pet. I have lost hope at this point, please help.
submitted by JRoko_07 to Pets [link] [comments]

2023.05.31 02:46 richoka ‘Guns & Moses’ Is The Secret To Israel’s Victories On The Battlefield

“As Sh’mu’el was presenting the burnt offering, the P’lishtim advanced to attack Isra’el. But this time, Adonai thundered violently over the P’lishtim, throwing them into such confusion that they were struck down before Israel.”-1 Samuel 7:10
So the Israelites are praying and sacrificing to the Lord…
And just when Samuel offered up a young lamb…
The Philistines attacked…
That should have been the end of the Israelites…
Except it wasn’t.
We’re told the Lord “thundered” down from heaven and threw the Philistines into a panic.
What does this “thundering” mean exactly?
Scripturally speaking, whenever we read of a “thundering in the heavens” or the Lord “thundering”, it always precedes God’s judgement in some way.
In other words, “thunder” is symbolic of the Lord’s anger.
But what exactly happened here at Mitzpah when the Philistines attacked?
Was it actually the scary noise of real thunder that sent the Philistines into a panic?
Or something more supernatural in nature?
We do have instances in the Scripture where the Lord psychologically “panics” the enemy…
And this will have nothing to do with any physical phenomenon.
It’s just that the Lord in some mysterious way instills this overwhelming fear into Israel’s enemies that causes them to flee in terror.
Or it could be a combination of both…
Which is what I suspect is happening here.
Now I’m getting 3 takeaways from today’s lesson.
FIRST, notice how the Lord easily gave Israel the victory simply because they were in prayer and worship to Him.
As a result, the Israelites were able to chase down the panicked Philistine soldiers and strike ’em all down when just a few years earlier, at the exact same battlefield, the Israelites were slaughtered by the Philistines and lost their precious Ark of the Covenant.
The tables had been turned simply because Israelites decided to gather together for prayer and repentance.
There’s a huge lesson there folks!
Don’t overlook it.
SECOND, when reading this account about how the Lord threw the Philistines into a panic…
I couldn’t help thinking there were many times in my life when I suffered anxiety and panic attacks…
But then I asked myself, as a believer, is this supposed to happen?
I mean shouldn’t I be experiencing the peace that surpasses all understanding?
After praying about the matter, I realized sometimes the reason we suffer from worry or anxiety may be due to disobedience to Him in someway.
In other words, the panic we feel is a sign from the Lord that we have strayed off the path and need to get back on it.
If that’s the case, then we need to reexamine ourselves and get right with Him again.
FINALLY, the third takeaway I’m getting from today’s post is just how important the psychological and spiritual components are to warfare.
In fact, I’d say it’s even more important than physical weapons.
The Philistine warriors were trained soldiers with the most sophisticated weaponry of their time in their possession…
Yet after just one divinely sent panic attack sent by the Lord, they were thrown into a tailspin and defeated by a bunch of Hebrews in prayer.
There’s another huge lesson there homies.
So tell me, which takeaway resonates the most with you?
Or if you got another takeaway, I’d love to hear it.
Put on the full armor of God, so that you can take your stand against the devil’s schemes. For our struggle is not against flesh and blood, but against the rulers, against the authorities, against the powers of this dark world and against the spiritual forces of evil in the heavenly realms.” -Ephesians 6:11-12
submitted by richoka to messianic [link] [comments]

2023.05.31 02:46 deel1 [Question] Watch similar to the Tissot PRX Powermatic 80 but for a slightly higher price.

I am looking to buy a watch for my grad and my budget is 1200 usd. I really like the Tissot PRX powermatic 80. If I bought it though I would not be utilizing all of my budget as I would still have a few hundred I set toward the watch left. Due to this what are some watches a little more expensive but similar to the Tissot, or what are some that are very versatile and everyday watches near the 1200 usd budget. I normally like the metal band look more then leather or rubber just for reference.
submitted by deel1 to Watches [link] [comments]

2023.05.31 02:46 Friendly-Service-101 Reactive abuse

TW: unaliving
I have changed my mind slowly. Learning I was reacting to being trapped with someone high in narcissism, machiavellianism, and psychopathy. Honestly started there, he had no issue taking the same dark triad traits test I did. Ended up scoring over 3 times higher than I did. I was floored. And now I have learned that all I wanted to do was escape, resolve, and I couldn't. My body and mind just fell apart. Ultimately it was my love of animals, that cinched me. The dog and cat had to stay with this menace if I went. I just couldn't do it, and I didn't know how to do anything without him retaliating. Well if he truly tries to destroy my reputation in our small town, I am not beating around the bush when I tell my story. I will now be carrying a taser all the time and planning to learn self-defense soon. Still better than existing as I was. At least he hates the cat now so he gets to stay. I don't like dogs, but I don't want them abused and neglected either. They're sentient beings.
I needed to realize I am not the monster I have been told I am. For all the pain, and every little bit I gave and compromised.. I still felt like I had gone insane and wasn't good enough for this world even. I had to go. I don't want to die anymore. I don't regret throwing my refrigerator magnets at him. Or resenting his dogs because they were being used as emotional blackmail and one of many of his tools to ensure my physical health stayed bad. I'm just mostly sad I can't ever get my physical health back. I gotta patch some holes I made in my home. My good frying pan is dented. I have a gap in employment and 2 DUIs. I believed I wasn't a good person for so many reasons for so many months. Acted nuts. How I feel and everything I learned about myself, I may as well thank him. I'm proud I didn't just lay down and die. I would have killed myself in the next 5 years if that nonsense continued.
Out of this I want to say: to any of you who have acted out of character, done things you never thought you would, know deep down you are a good person. You are. You're just fine, you just have no clue what the hell to do. Even if you can't leave, you are still you. I found myself so many days asking myself by name "Where did you go?" I never left.
submitted by Friendly-Service-101 to domesticviolence [link] [comments]

2023.05.31 02:46 lightbulbs11 [Opinion] Looking for help getting started.

Where to begin?
Not only am I very interested in reading but also interested in writing poetry. I just don’t know where to start. Can anyone recommend books to read that will give me more insight into evaluating and understanding poetry?
submitted by lightbulbs11 to Poetry [link] [comments]

2023.05.31 02:46 mayapapaya36 how should i prepare for a tilt table test

i have an appointment tomorrow where they are likely going to give me a tilt table test. how should i prepare? should i avoid salt and water in the morning so that my symptoms are not “masked” (for lack of a better word)?
submitted by mayapapaya36 to POTS [link] [comments]

2023.05.31 02:45 wiscobadger52 Appreciation to random badger

To the girl who saw me nearly get hit by a car on the corner of Elm and Observatory Dr and recorded the following argument between myself and the driver, thank you. Genuinely. Between the way the guy was screaming and the look in his eyes, I couldn't tell if he was going to pull a gun on me or try to run me over.
You didn't have to get up from the bus station. You didn't have to record the situation as I tried to calm him down. You didn't have to give me a "you alright?" wave as he sped away. Essentially, you did not have to step outside your comfort zone and help a stranger. But you did, and I really appreciate it.
submitted by wiscobadger52 to UWMadison [link] [comments]

2023.05.31 02:45 Additional-Draft-930 Where do you go to get audiobook reviews?

I know getting print reviews from free copies is somehow the height of evil, but apparently in the audiobook world that's encouraged?
ACX just handed me a boatload of promo codes for review purposes, but I have no idea where to go about getting those short of just Googling and submitting the codes to every dodgy website that'll take 'em.
Or do I just hand out the codes to friends and family and hope for the best?
submitted by Additional-Draft-930 to selfpublish [link] [comments]

2023.05.31 02:45 Arado3 Supply Issues With Screenshots

I’m currently playing a campaign where I’ve conquered most of Europe as Imperial Germany and when fascist US/UK/Japan entered the war with the USSR against me I began losing the naval war and having Significant supply penalties to all my armies despite having extensively upgraded railroads and supply hubs.
Is this unique to Road to 56? or new from an update? It seems strange that my supply situation far away from ports is critically low despite upgraded hubs.
Supply wasn't an issue until the naval war started going badly.

submitted by Arado3 to RoadTo56 [link] [comments]

2023.05.31 02:45 betteroffatnight Guest received a refund and did not stay, but still was able to leave a 1-star review

I had a guest that arrived to my unit, took one look around, and immediately left. There was a small cleaning issue where part of the bathroom was missed by the cleaners and there were a few individual hairs in the sink/shower (but I think moreso they just didn't read the listing and were unhappy with the location). I offered to comp an entire night free if they wanted to stay, but the guest reached out to Airbnb and got a full refund.
Because the guest didn't actually stay, I don't think they should have been allowed to leave a review. I reached out to Airbnb and they told me the review was valid, but I'm wondering if I should push it further and ask for a manager. I don't have very many reviews yet and this is tanking my listing.
Any experience with something like this?
submitted by betteroffatnight to AirBnBHosts [link] [comments]

2023.05.31 02:45 Average_Insomniac Which scene of your fic was the hardest for you to write?

In my current project, there’s a scene that I’m absolutely dreading to write. It’s a confrontation between the main character and his brother where the main character is revealed to be a spy. I know I’m going to spend weeks rewriting and editing it because it’s the big climactic “important” scene of the fic and I don’t want to mess it up.
So, to distract me from my inevitable lack of sleep, what scenes were the worst/most difficult for you to write?
submitted by Average_Insomniac to FanFiction [link] [comments]

2023.05.31 02:45 Wiseman4200 Platform privilege required on Xbox

Platform privilege required on Xbox
I downloaded the game on Xbox game pass but when I went to start a server I got a message saying platform privilege required your platform account settings prevent you from accessing online multiplayer. I click resolve the issue and it takes me to buy game pass ultimate. So instead I decide to just buy the game. I still keep getting that same message even tho I restarted my Xbox and I uninstalled and reinstalled it and it still takes me to buy game pass ultimate. Does anyone know how to fix this
submitted by Wiseman4200 to valheim [link] [comments]

2023.05.31 02:44 Raul79sm Where to buy condolences book?

We're looking to buy a condolences book for a memorial service in 10 days time. Whitcoulls & Paper plus have nada, and the online sites like Etsy and fishpond, booktopia all seem to have too long shipping periods. Any recs for where to buy, either online, or in person in Wellington or Hawke's Bay? Sincere thanks in advance
submitted by Raul79sm to newzealand [link] [comments]