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Everything Everywhere All At Once: The Citadel Big 3 and how Citadel’s sphere of influence has its fingers stuck not just in the stock market, but the municipal/bond market and sovereign debt/sovereign debt credit default swaps to dangerous degree

2023.03.21 21:23 throwawaylurker012 Everything Everywhere All At Once: The Citadel Big 3 and how Citadel’s sphere of influence has its fingers stuck not just in the stock market, but the municipal/bond market and sovereign debt/sovereign debt credit default swaps to dangerous degree

Everything Everywhere All At Once: The Citadel Big 3 and how Citadel’s sphere of influence has its fingers stuck not just in the stock market, but the municipal/bond market and sovereign debt/sovereign debt credit default swaps to dangerous degree
TL;DR: Citadel doesn't just have a major outsized influence in the US stock market via its market making firm/hedge fund, but also a major indirect influence via Headlands (biggest municipal bond trading firm made of 3 ex-Citadel employees), and direct influence on sovereign debt (can decide when sovereign credit default swaps pay out) with its seat on the CDDC (Credit Derivatives Determinations Committee).


https://preview.redd.it/ltb4s44yl5pa1.png?width=640&format=png&auto=webp&s=68fc21cf2ea5bf9f1fcdf49738d7a36e77869ff6


Hi y’all. Been some while since have been able to post regularly here, so I’m returning alongside my recent post on FHLB with a bit of a “DD". Partial rush job, so all errors are mine and mine alone (obviously)

0. Sphere of Influence


Over the past 84 years (/s), you lovely apes at Superstonk have been able to fish out many of the finer points of corruption crystallized into pure, unadulterated financial terrorism and financial terrorist-level crime undertaken by Steve Cohen (Point 72), Jeff Yass (Susquehanna), Doug Cifu & Vincent Viola (Virtu), as well as Wolverine Trading, Jane Street, TwoSigma, and more. But, of course, much of it has centered on our Mayo-artist-in-residence and his firm, that of none other but Ken Griffin and Citadel.
One of the biggest finds that has come to light has been the complete and utter bullshit of having (1) a hedge fund and (2) owning a market making firm that most DEFINITELY does not use that non-public information to its benefit? I mean, it would be easy for us to check except that we need 5 swipes to even access that level of inner sanctum at Citadel, which–per DLauer’s words–is more than the fucking Pentagon.

https://preview.redd.it/4fu0w15el5pa1.png?width=606&format=png&auto=webp&s=1c47c25197fb9f5543fcad01a4dc0e30b48ebeac
But despite Ken Griffin’s reach into every aspect of the most influential stock market in the world, that is not his ONLY level of his sphere of influence. For we, dear apes, can step back and revisit this idea that Citadel’s power duo (its market making firm and hedge fund) is more like a single part of a Big 3.

1. Meet the Big 3

Citadel’s sphere of influence includes not JUST (1) the stock market business, but directly or indirectly, the (2) U.S. municipal and bond markets, plus (3) the sovereign debt/sovereign debt credit default swap markets.

Yes, you heard that right. Citadel not only has some sufficient level of influence to tank your favorite stock–and, in turn–retirement fund, but can also effectively drive your city into the fucking ground, or even your country.

I’ve written about each of these at length, and wanted to revisit some pieces in the wake of our recent dick twitchings of the coming financial crash.

2. Meet the Municipal Bond Market

Citadel has an indirect grip tickling the taint of the municipal bond market, believe it or not. I first wrote about the municipal bond market here (“Headlands: How ex-Mayo mercenaries copy pasted Citadel’s model in the muni bond market”): https://www.reddit.com/Superstonk/comments/sy6ubj/headlands_how_exmayo_mercenaries_copy_pasted/. For those unfamiliar with municipal bonds, I’ll reiterate what they are and why many push them as a safe investment in most times (with some caution being thrown intermittently due to the collapse of regional banks like FRC and Silicon Valley Bank):

https://preview.redd.it/e8bqxn3wk5pa1.png?width=1326&format=png&auto=webp&s=cc1e3c44bced207ca23105ae48110eb7298441f1

“Municipal bonds (or "munis" for short) help towns/cities raise money for projects like building schools, parks, and fixing highways. Many retail investors--admittedly, on the wealthier side--invest in munis for tax incentives like not paying federal tax on bond returns. In certain cases, certain muni buys also mean no state taxes are paid…Just like what had happened to stocks, the old-school market for buying and selling muni bonds is going electronic. This is mainly done through an ATS, or "alternative trading system" known also as a dark pool. This speeds up the process of buying and selling munis, making it closer to a "house auction".
In the wake of the SVB (Silicon Valley Bank), there have already been rumblings of its effect on the municipal bond market (Bloomberg “Bank Woes Create Bond Bargain in Obscure Corner of Muni Market”):

“Investor concerns over the crises within the financial industry are bleeding into a corner of the $4 trillion municipal-bond market where major investment banks guarantee energy for public utilities….
Spreads have widened on so-called prepaid gas bonds, which government agencies use to purchase long-term supplies of natural gas. Large institutional banks act as facilitators of the transactions, guaranteeing the supply and providing investors tax-exempt exposure to bank credit….

3. San Jose, Revisited



That part about “large institutional banks” acting as facilitators of the transactions is what we saw in part in this post by [redacted].

https://preview.redd.it/5pp1500xi5pa1.png?width=1128&format=png&auto=webp&s=b4f48ce1f6d11fff15d44cc47b2174882e34eb03
A commenter spoke about this, and how it wasn’t Wells Fargo in doo doo but the city of San Jose.

“I believe in theses cases it’s not Wells Fargo that has a problem but the city of San José.

„Because presentments are currently processed automatically at DTC, IPAs have the option to refuse to pay (“RTP”) for maturing MMI Obligations to protect against the possibility that an IPA may not be able to fund settlement because it has not received funds from the relevant issuer. „ -> Wells Fargo didn’t receive the money from San José city.
Wells Fargo acts as an issuing agent for the city - the city transfers assets to the trustee and the trustee securitizes the assets and offers the money market securities to investors. The assets generate money (for example a sports arena that was build) and that money goes through the city of San José to the trustee who is managed by Wells Fargo.

https://preview.redd.it/nc8lbgwsk5pa1.png?width=1280&format=png&auto=webp&s=35e2c386534eb904608db679a9954affe0338c9a
Wells Fargo has no liability or influence on the money that comes from the city and is distributed to the investors. If the money doesn’t come or isn’t sufficient, the assets are sold or liquidated and used to pay investors.
Anyway: Wells Fargo acts on behalf of the city and is not responsible they just handle securitization but don’t have any influence on payments or failure/default.”


In this case, we might be seeing one of the first of MANY issues of cities up shit’s creek over this.


4. The Municipal Bond Market Time Bomb

The size of the municipal market is A SHIT TON BIGGER than the corporate bond market, which will already show even more signs of being turbo fucked due to borrowing at low interest rates for years. Here’s the size of the municipal bond market for scale, sans banana:


https://preview.redd.it/9pcmm2c9j5pa1.png?width=760&format=png&auto=webp&s=869c0863c6ecc788c29d6dbe37da76521a700d1e
Unfortunately, just like retirement funds, many muni investors are “buy and hold”: they buy a muni expecting a safe, long-term return with no federal income tax and then, welp, shit hits the fan. The market is heavily illiquid too, meaning if shit needs to move, then you might be fucked. Only about 1% of municipal securities trade any given day, in auctions that often take HOURS:

“Now, the primary method of trading on this doesn't look like the New York Stock Exchange or like Nasdaq. It looks like an auction. It takes about 4 hours. An auction is initiated. Participants who come in can bid on this, and it is a competitive auction that yields a very good price.”

Now to my understanding you can’t short these bonds, but the long time frame means its hard to sell these illiquid assets. Not only that, THERE IS NO NATIONAL NBBO (National Best Bid Offer)...you’re flying blind while this shit happens.


Now if you’re wondering what magnanimous souls are helping municipal bonds be sold or fixed in a timely manner for cities like San Jose, well have I got news for you.

5. Meet Headlands, U.S. Municipal/Bond Market Making Firm…Run by 3 Ex-Citadel Employees


Two months after the sneeze (March 2021), TD Ameritrade bought municipal bond market maker Headlands. Yes, that’s right…an electronic market maker just like Citadel, this time for bonds for cities and towns vs. stocks. Now let’s check the fine fellows that run this:

https://preview.redd.it/i1jnj88bj5pa1.png?width=1886&format=png&auto=webp&s=a6ea375e929a247f0b9618fed703ef519561a6a2
  • Jason Lehman: Citadel Investment Group, began/ran their global options market making, dipped his dick in Japanese convertible bonds, and managed “Private Investments”
  • Neil Fitzpatrick: Citadel Execution Services COO (Citadel Investment affiliate), ran equities/options. Ex-Knight Capital Group, did Citadel’s OTC and equity shit. Direct Edge board of directors.
  • Matthew Andresen, co-CEO Citadel Derivatives (Citadel Investment affiliate). Previously served on board of directors/committees in the past from International Securities Exchange, Direct Edge, CFTC, Lava Trading (Citi’s electronic trading unit that made LavaFlow)

Of note, Matthew Andresen founded Island, one of the 1st dark pools EVER and 2nd only to “Instinet” (who also got an even bigger wave of funds during the sneeze, info courtesy of Ringing Bells) and was featured heavily in the Scott Patterson book “Dark Pools”.



https://preview.redd.it/ibr2d9xcj5pa1.png?width=200&format=png&auto=webp&s=ea86240da04d87d28dd9561b4afdb13d600de764
Ol Matty told us that Headlands is completely automated, and where some muni traders make 75-100 muni bond sales a day (sometimes over the phone), Headlands currently bids on 10,000+ bond auctions a day with its algo. Matty Boi even said if that number ever 10x’d “we wouldn’t notice.” Even more sus, Headlands has been growing its own “holdings” of muni bonds on its books.

6. In Bros We Trust



So remember, this branch of 3 ex-Citadel bros is front and center to the issues already rearing their head. In my previous post, these were just SOME of the already teetering municipal bond issues:


  • Some might have history befall them again: last time the market crashed, Michael Burry’s California went spiraling down to BBB rated for many municipal bonds. California is a special muni case where it generally does well when times are good; much of their revenue is tied to personal income taxes. But when shit goes tits up, it goes tits up.
  • Major projects have tons of debt piling up due to the [March 2020 crash] New Jersey built a giant ass mall–I kid you not--called “The American Dream” over 10+ years that has no sales receipts to cover it in part due to the dropoff in retail buying. As of 2 weeks ago, the mall only had like less than $1000 in the bank to pay off muni debt (“Developer Triple Five Group also sold US$800 million of muni-debt backed by payments they agreed to make to bondholders instead of paying property taxes”)...

https://preview.redd.it/s8wqbdtej5pa1.png?width=1217&format=png&auto=webp&s=d2ee309462354293b1a4907d0966889bd841089f
  • NYC’s MTA has been getting reamed by both ends. One of the biggest shitstains on its books is that it took out a shit ton of municipal debt and opted to sell $3 billion in bonds to the Fed’s muni lending program to stay afloat
And this issues extends way beyond the U.S.' 50 states...it even affects our territories too.


7. Hurricane


What began this rabbit hole was the one and only welp 0 0 7, who caught wind of some fuckery in the municipal bond market:



https://preview.redd.it/rsul8xsmj5pa1.png?width=1324&format=png&auto=webp&s=f593d8b9d18e962df50609ba114d0b7093c0cdaf

In the post, he mentioned how "American Thinker" 's Joseph Lawler mentioned the SEC has been giving fucking STIFF Heismans nonstop (or per [redacted] the ol' Dustin Martin "don't argues" for you Aussie apes!) on FOIA requests (Freedom of Information Act) related to the municipal bond default in Puerto Rico, the BIGGEST bond default in America's history EVER.
It went all the way the way up to a federal court in California where the SEC said "we don't know what you're talking about" when others found they have fucking 2800 pages of documents on it and nearly 270,000(!) emails referencing it referencing a billion dollar Ponzi scheme on the level of fucking Bernie Madoff.
Big banks (Citi, Wells Fargo, BoFa) had their scheme collapse in 2016, potentially bribed senators to kill investigations into it by the DOJ and now the SEC is caught in yet ANOTHER 2 lawsuits saying they fucking aided and abetted this shit.


https://preview.redd.it/te7m9b5pj5pa1.png?width=782&format=png&auto=webp&s=72fccaee202099011c280636e1501bd570544a2c
You see, because this level of municipal bond includes fuckery includes not just cities and towns, but U.S. TERRITORIES. In my post about Hurricane Maria’s effect on Puerto Rico, I talked about how UBS and others loaded up Puerto Rico with debt because of what’s called a “Treasury Put” guarantee that was even called “an exit strategy” for banks (“They describe the "treasury put" as "...the implicit guarantee -- as perceived by investors -- from a government agency to provide support in the event of financial distress by the issuer of Puerto Rican bonds."”).
Puerto Rico’s default was the largest in US history, EVER. And all this the same while guess who was holding the bag? Let’s see what W S O P tells us:

“The reality is that a large percentage of Puerto Rico’s debt is held in tax-free municipal bonds and municipal bond mutual funds, owned not by Wall Street banks or tycoons, but by mom and pop investors seeking tax-free income.”


https://preview.redd.it/1a2vz6brj5pa1.png?width=730&format=png&auto=webp&s=529db6c15522fd84560746523f76bc180207a496
So once again, whether its retirement funds or municipal bonds, its retail caught holding the bag. And this hasn't changed for years. We’ve seen similar fuckery with bonds for NYC in the 70s, and more recently in the 00s for Detroit.


One astute wrinkle by the name of [redacted] posted this on that original post trying to dig into how it could all be related:


…how the MMLF fund that expanded money/credit to towns/cities started including commercial paper…but also leveraged near the 15 to 1 ratio perhaps under the Net Capital Requirement limit:
[redacted said]: "$500B at 14:1 Leverage? If I'm making the right connection between the flavor of asset, that's just under the 15x Net Capital Requirement limit. Is this all the Fed had/could afford? Or is this all they needed at the time?

8. Don't Bet Against America...Says the Banks and Hedge Funds That Already Did


Commercial Paper? Municipals related? Now where does that sound familiar? Ah, yes…the city of San Jose got its call-out by Wells Fargo over COMMERCIAL PAPER. This comes as the push for ppl into municipal bond markets continues, trying to sell it as a “safe haven” to retail investors. Vanguard just recently launched its first ETF–surprise, its first US-listed ETF in 2 years– for municipal bonds (selling point: “hey everyone it’s tax-exempt! Give us money plz!”) for example:

https://preview.redd.it/1v8qrfctj5pa1.png?width=1780&format=png&auto=webp&s=8e15ea68094ecdc212a18677fa1966158e362134

Many of us can see all of it for what it is. Bullshit. In the wake of the SVB collapse, there is still a strong push that these regional banks–many of which lend to municipalities–will be fine. This “safe haven” theory continues, even as articles try to have them appeal abroad (such as a few days ago, “ ESG Factors of Munis May Attract Non-US Investors” “https://www.marketsmedia.com/esg-factors-of-munis-may-attract-non-us-investors/”)
Even further, one last find is that . I mean it’s not like credit default swaps can be taken on cities and towns in theory right?


FWIW also I found an interesting research paper talking about hedge funds buying up credit default swaps, and how they could potentially bankrupt towns/municipalities through some of these moves if they wanted: https://openyls.law.yale.edu/bitstream/handle/20.500.13051/8264/MingJieWangCreditDefaultS.pdf?sequence=2
"Another potential concern is that even in a market that is generally liquid, the market for individual single-name [Credit default swap]s may be quite small, which could allow a single bad actor (a hedge fund, for example) to force a municipality into default..."


****


This is all while we have 3 ex-Citadel heads in charge of just how the municipal bond market moves, like that of San Jose.
So is this where Citadel’s reach stops? Clearly, no. It doesn’t stop at the US border, just like how Mayo Force One doesn’t.

10. ELI5: What’s a Soverign Credit Default Swap?



https://preview.redd.it/x5z73ef9k5pa1.png?width=1500&format=png&auto=webp&s=e3f0155a2015cecae29d739aca7729e44565566f
That’s right, mofos. You read that sub-header right. In case you’re wondering, not only can you take out credit default swaps on a failing Swiss bank like CS, but you can do so ON ENTIRE FUCKING COUNTRIES.
In one of my old posts “Sovereign Debts & Ransom Notes: Pt. 1 The Importance of Being Non-Linearly Destabilized through Sovereign Credit Default Swaps”
(“https://www.reddit.com/Superstonk/comments/t35rdi/sovereign_debts_ransom_notes_pt_1_the_importance/”), I talked a little more about the insanity of these things even existing.


Sovereign credit default swaps exist. Long story short: sovereign credit default swaps are insurance policies that if a country defaults (usually on its debt)then you get paid! Like many other shit that we’ve seen in the GME saga, they are a form of financial derivative (a bet that something goes up, a bet that something goes down) on an underlying (the thing you’re betting on)....They can be used to insure government debt for a country in case that country is unable to pay its debt, for example. However, just like other instruments, naked sovereign credit default swaps also exist.


Naked sovereign credit default swaps are used to bet that a country or a country's debt will fail without you owning that country's debt. In part, they were destabilising during the Euro-crisis immediately after the 2008 financial crash. Greece was one of the countries that got naked shorted in 2008. In fact, the country got shorted so bad they were worried about fucking SHORT SQUEEZES on Greek debt and the sovereign CDSs!
In 2012, the EU put a ban on naked sovereign credit default swaps. However, workarounds include the fact that a country can effectively change its mind on it within 24 hours and all the regulatory agency can do is offer an opinion.


There were a tons of perhaps “we will see soon” if relevant additional points in that old research, including:


  • The VIX affects sovereign credit default swaps A LOT

https://preview.redd.it/6fp1njsck5pa1.png?width=1295&format=png&auto=webp&s=0ea74b772735a79d5aca4b0d41a658231435dd8f
  • The Big Bang Protocol: ISDA helped formulate a set of rules that decides when a country “defaults”
  • You can “short” a sovereign bond if you find a locate (sound familiar?: “Short sales of shares and short sales of sovereign debt will be permitted only where the seller has “located” the share or debt instrument prior to entering into the agreement and has a “reasonable expectation” of being able to borrow the shares.”)


Crazy shit. So you might say, now this post is meant to be about Citadel’s sphere of influence you might say? “Where does Citadel fit into all this? ”

11. Meet the CDDC (Credit Derivatives Determination Committee)...Where Citadel Sit and Helps Decide Which Countries Default on their Debt


One of the biggest GFC 2008 scenarios of sovereign credit default swaps being misused was against Greece. Afterwards, one of its biggest cases of misuse was by Elliot Management (ran by Paul Singer) who was using their position on the Credit Derivatives Determination Committee, or CDDC, to help decide when their sovereign credit default swaps against Argentina would pay out.
Wait, Eliot Management doesn’t sound big enough. Who else is on this committee?


https://preview.redd.it/gcvfc4shk5pa1.png?width=928&format=png&auto=webp&s=f968f2765e15103295c91bc4dc7ec74836f916a4
Oh wait, so Citadel is ALSO on this committee? Alongside our favorite fucksticks like Chase, Goldman, Deutsche, and BNP?


It’s not lost on me with seeing now that Credit Suisse has been sucked up into UBS, maybe its position on the CDDC has been absorbed further by UBS. Back then, I wrote about the fact is we know next to nothing about the sovereign credit default swaps that might be opened up against countries (be it Russia, Sri Lanka, or otherwise):


https://preview.redd.it/t3kx1tk2l5pa1.png?width=850&format=png&auto=webp&s=f829d1a1c14d4df74fe7a2ad7d832d1409662e76
Here's one such example of a swap dealer: Swiss financial terrorist aficionados UBS AG, who registered to be a swaps dealer with the US at the end of 2012. (UBS had also been a member of the CDDC through the Greek crisis in early 2012, alongside Citadel. In Mar. 2012, they were also one of the members pressing to ask whether Greece had defaulted already.)
UBS AG registered as a swap dealer in the US at the end of 2012 enabling the continuation of swaps business with US persons. Regulations issued by the Commodity Futures Trading Commission (CFTC) impose substantial new requirements on registered swap dealers for clearing, trade execution, transaction reporting, recordkeeping, risk management and business conduct.
If UBS AG decides to make a market on sovereign credit default swaps like Russia, then we might also have no idea who is on the other side of the trade. This also goes for many of the other swap dealers who (surprise surprise) also sit on the CDDC board and can determine just when these sovereign credit default swaps pay out.


Not only that, but the CDDC even can say when CORPORATE BONDS even shit the bed: late last year, they were the ones who were deciding to let everyone know whether Sunac (an Evergrande-relate company) went tits up.

12. We Say When


For months, there has been talk of a looming debt crisis (alongside all the other ones) in the sovereign debt world.
And shit continues to hit the proverbial fan. Apart from Russia, Sri Lanka and others, emerging markets like Ghana and Zambia are beginning to feel the hits from their sovereign debt (oftentimes, trying to restructure it with creditors like China).

https://preview.redd.it/gd0ocjuyi5pa1.png?width=2458&format=png&auto=webp&s=cb1fe0ade2f3401b2e081f8d0b55ef55cfb95ae2

Even further, now that Credit Suisse has gone under. We may have another thing to worry about: what banks and prime brokers are housing these opaque sovereign debt structures, loans, and swaps? Even worse, what happens when they go under? Roll that less than beautiful bean footage:

https://preview.redd.it/wt5v7uu0j5pa1.png?width=1134&format=png&auto=webp&s=df9cf3379be7ce881d7704013f4e6d92e287f08c
https://www.livemint.com/news/world/before-collapse-credit-suisse-quietly-conquered-an-obscure-debt-market-11679395660932.html

“Before collapse, Credit Suisse quietly conquered an obscure debt market
Before its rescue by Swiss rival UBS, Credit Suisse had quietly become a major player in an obscure market that purports to help developing countries ease their debt burdens in exchange for protecting nature. Known as debt-for-nature swaps, the complex financial instruments help governments restructure their debt to raise money that can be used to fund conservation efforts.

Credit Suisse was the sole structurer and arranger of the world’s largest debt-for-nature swap, a $364 million deal that it orchestrated in 2021 along with The Nature Conservancy, a charity, for Belize. Last year, it sealed another $150 million deal for Barbados. Credit Suisse has in recent years helped revive interest in the instruments and for the first time opened them up to institutional capital. The bank raised money for Belize and Barbados from pension funds including Sweden’s Alecta and Nuveen LLC, a unit of the US’s TIAA, by issuing so-called blue bonds tied to the deals.

https://preview.redd.it/ysibqfz5l5pa1.png?width=734&format=png&auto=webp&s=0a1b42cd1d630041b337a008e539facc8781c4d5
he convoluted setup has drawn criticism from sovereign debt experts for its high cost and lack of transparency. And the opaque terms of the Belize and Barbados deals — the first of their kind — mean outside analysts will struggle to assess precisely what comes next.

A lot of poorer, especially emerging market countries were already in dire straits. Now as opaque deals meant to help these countries might not come to light (are these some of the Level 3 assets that UBS was talking about?), we can ask ourselves wtf will happen when the same banks looking to save their own ass while holding these sovereign, are the same fuckers that sit on the same board that can decide when they are worthless (while I’m sure being positioned net short).

All in all, these banks and holders of sovereign debt credit default swaps, who decide when a country goes boom, are sitting arm in arm alongside Citadel, who themselves potentially hover their greasy mayo-covered finger over the button that decides just when and how the US stock market will eventually implode.

13. Everything Everywhere All at Once



To recap, we then have Citadel with (1) the biggest market maker and arguably one of the most influential hedge fund able to decide which stocks rise and which fall as the US stock market teeters on the brink of collapse…
…with having (2) three of its ex-employees in charge of (not even counting other Citadel employees working there) operating at Headlands ready to help position themselves when the municipal bond market gets nuked, whether as a continued result of regional bank failure or in spite of it…
…while (3) sitting on the board that determines when ENTIRE COUNTRIES FAIL, in such a way that their hedge fund and associated pals can be ready to short and profit off failing nations that they and their fuckstick friends help cause.
Did I miss anything? Because remember, Citadel is not just Citadel, the market-maker that we all love to hate; Citadel’s sphere of influence via the Big 3 means the grip that it holds over the US and world economy is even greater than we think…and as such, far far more dangerous.
submitted by throwawaylurker012 to Superstonk [link] [comments]


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So that gives you a decent idea of who and what I'm looking for, but there's still more details I'd like to go into, as well as telling some more about myself, so you can better understand who I am.
Ideally I'm looking for a girl that just graduated HS (or did in the last few years), but anyone up to ~25 or so is welcome. If you're shy, even extremely shy, or have strict parents [those aren't requirements either], this could be a great opportunity for you, as I used to be extremely shy when I was younger too (and also had strict / controlling parents, so I understand how that can be too). If you're outgoing, and/or just want to explore new things and places in life, that's cool and fine too! Size wise, as I'm a relatively slim guy myself, I'm attracted to girls that are petite to average weight. I want to be able to do some athletic things together like walking/jogging/perhaps some sports (and/or other things, depending on what you're into). So it's not just an attraction thing that I'm not interested in people overweight, it's a matter of lifestyle / mentality / and being able to do certain things together. Of course I expect my partner to have the same expectations of me, that I don't get fat either.
Anyways, moving on, so thanks for reading my post so far, and if you're looking for what I'd described, hopefully you'll read on and find me interesting, and if so, PLEASE send me a message! It's fine if you are just curious and want to ask some questions and learn more first, before making any decisions / jumping into anything! With that in mind, let me describe myself a bit. I'm a slim, intellectual guy, often been called cute, and I'm pretty upbeat and optimistic, but I've been a bit lonely lately and would LOVE to find a girl that wants a deep, loving, emotionally and mentally close relationship, and is willing to put in the time and effort to build that - assuming of course we click well enough. That doesn't mean we need to rush into things, and I'm not looking to - I'm just saying that should be our end goal. If we date for a while and then decide we're not a close enough match, well, it happens sometimes, but that doesn't mean we shouldn't try! So, to address the elephant in the room, yes, I would be a good bit older than you, so obviously you need to be OK with dating a middle aged guy, and I realize that's not for everyone - and that's fine. I'm not looking to pressure anyone into anything. But I also know that there most definitely ARE some girls out there that are open to that, as well as some that specifically prefer that. There's advantages to dating someone a bit older than you, such as them being a lot more mature, responsible, considerate, respectful, and, perhaps most importantly, appreciate life and a deep relationship sooooo much more. Someone whom knows when they have someone special with them, and can appreciate and enjoy that on a level that someone your age can't. Anyways, as long as you're genuinely open to a deep, serious relationship with someone my age, hopefully someday leading to a serious LTR and kids, that's fine. Like I said, I'm not looking to rush into anything, I want to spend some time chatting and getting to know each other first, so we can get comfortable with each other before meeting. So if you're shy, even extremely shy, don't worry, it's OK! I actually used to be EXTREMELY shy when I was young, so I totally understand how that can be, and I usually can get along well with shy people because I've been there and understand where they're coming from. Also, if needed I can carry the conversation until you start getting more comfortable and more talkative. ;) If you've been too shy to talk to guys you like (or possibly you do like older guys but are WAY too shy to approach one) - but genuinely DO want a relationship and would love to find someone willing to spend the time to get to know and truly understand you, this could be the opportunity you're looking for! On the other hand, if you're outgoing and love to chat [and looking for a relationship], that's totally fine too! haha Both sides of that coin can be fun, so I'm cool with either way you are. ;)
Alternatively, maybe you had a bad time at prom (or some other romantic event you were looking forward to), or didn't go, or didn't have anyone to go with, or maybe it was OK but didn't nearly live up to your expectations, and would love to get to have some romantic evenings and memories. Or maybe you just didn't get out much (or had super strict parents that didn't let you) and want to get out into the world and explore new places and new things, etc. and would love to have a romantic partner to share all those experiences and memories together with!
...or maybe you had suuuuper strict parents and want to finally get out from under the rock you were living under and finally get to see and do many of the things you've wanted to for a long time! (I would totally understand this one as I had very strict parents)
Maybe you've had a few relationships before but you never clicked very deeply with any of them (and/or they were just too immature), and you're looking for a relationship that's much deeper and more meaningful than that. Or maybe you've never had anyone that you've connected well enough to to feel that they really understand you. ...while I can't promise that we'll click well enough for that to happen, I'd like that to be the goal, and there's certainly a non-zero chance of it happening haha.
Perhaps you're REALLY wanting to be able to fully dive into a relationship as soon as you graduate, and are looking forward to, not necessarily Prom [although possibly that too], but also/mostly just would love to be able to take a long romantic vacation / visit once you're done with school and have some freedom. An opportunity to be yourself and learn about both yourself and your romantic partner.
Or, lastly, maybe you're just single and would love to have someone to cuddle with, talk to, share everything with, watch movies or shows together with, play games together, and travel or explore together!
Anyways, whatever the case is for you, if you think I'm interesting and would like to explore some or all of those things, I'd love to hear from you! Before I get too far ahead of myself, let you tell you a little about me. I'm 39 (but I look a bit younger), white, 5'11" and relatively slim at 165 lbs. I enjoy walking and jogging in the park, as well as exploring new parks / seeing new places and new scenery. Although it's 100 times better when I have someone to enjoy that with and talk to meanwhile! <3 Anyways, I do have a number of nerdy interests - games, movies, anime, computers, science stuff, etc., but I can also enjoy long conversations with a date, walks in the park - or on the beach, playing board, card, or video games together, or sports, etc. Plus I'm open to learning some interests of yours - I can't promise I'll be interested in all of your interests, but it's extremely likely that I'd at least enjoy hearing you talk about them, and some of them I may be happy to join you in (this is very likely). We don't need to share ALL of the same interests, as long as we share a few haha. As far as games go, I'm primarily (almost entirely) a PC gamer, but I occasionally play some console games (primarily older consoles). My favorite thing to do is to cuddle up and watch something fun or interesting, such as movies, YouTube (I watch a lot of YouTube), Anime, Netflix, or Kdramas (occasionally). So you need to at minimum be someone whom would enjoy cuddling up and watching things together with me haha ... but then, almost everyone enjoys doing that. Oh, and I also have a relatively newfound love for Theme Parks and water parks since I recently started going back to them for the first time as an adult recently, and there's many more I'd love to go to - as well as re-visit the ones I've been to with someone special going with me to share the experience with. <3 I'm also curious to try out some amusement parks now that I'm getting more comfortable on rollercoasters.
Anyways, that's a bit about me, I'd love to hear some about you and what your interests are! And maybe note some shared interests that we have! Of course I do have some additional interests, I haven't listed EVERYTHING haha, nor do you need to in a first message haha. Just because my post is long doesn't mean your messages have to be haha. ;)
As for requirements for you, I'm pretty open minded on most things, so I'll try to keep the requirements pretty minimal. Ideally I'm looking for someone that's white or Asian, or some mix thereof (i.e. if you're 50/50, or 50/50 white or Asian and something else, that's fine). I'd consider making exceptions to this for the right person, if we really clicked otherwise. ;) Age wise, while it would be nice to find someone about to graduate HS (and is excited to use their newfound freedom to explore so many new things in life and the world), I'm willing to consider someone a bit older, up to early to mid 20s, as long as we share a number of interests and you feel like you're looking for something similar to what I've described. It's more that I'm looking for someone with a certain mindset and/or at a certain point in their life, not necessarily that they're SUPER young. My main requirement is, as someone that's slim (and sometimes athletic, when I have time to get more exercise), I need you to also BE [as opposed "working on it"] average weight or below, and plan to stay there (but also to expect me to as well - I don't expect anything from a partner that I don't have at LEAST as high expectations of myself about). I find petite girls super cute, but average size girls are fun and cute as well! Both sizes have their fun and interesting points haha, so I'm fine if you're either one.
Anyways, I think I've talked long enough for now haha, but that gives you a decent idea what I'm looking for plus some basics about me. As the title says, while ideally I'd love to find someone within 3 hours of Harrisonburg, VA, I'm willing to consider someone anywhere in the US (probably just the lower 48 states). Drives longer than 3 hours are definitely still very plausible, possibly even 8 or 10 hours perhaps, and flying is an option if you live significantly further away (plus points if you live anywhere remotely near a major airport, but that's not a requirement). Anyways, my point is, if you're further away than a few hours drive, I'd need you to be willing to travel / work with the distance when the time comes - particularly with the drastically increased costs of gas/travel these days. For example, if you're pretty far away, then after the first visit or two, we'd probably need to be planning longer visits when one of us travels to the other. Anyways, I'm not looking to rush into meeting, but I'm also NOT INTERESTED in an online only relationship. We need to start meeting in person in the relatively near future (i.e. a few weeks or so (possibly several weeks if you're far), assuming we talk a good bit during those few weeks). Also, I'm willing to come to you the first visit (or perhaps more) if you're far, but after the first visit or two you'd need to be willing to visit me (I might be willing to pay for your flight if you can't, we'll see), as that's going to be a LOT cheaper than me flying out somewhere, getting a hotel, and renting a car. On the other hand, if you're much closer, within a reasonably driving range, if needed I could pick you up in my car once you're ready to visit (and I can just drive to you for the first few visits). And if you're within 3 hours or so drive, I'm happy to drive to you for several visits at first, until you're ready to visit me. Regardless of the timing, I'm not going to pressure you do visit me before you're comfortable doing so, and it's something we can play by ear. For example, if you're someone that's super shy I understand if it takes a few extra times of me visiting you before you're ready to visit me, or perhaps we need to chat some extra time first, etc.
Well, thanks for reading my rather long post haha, hopefully I've piqued your interest, and if so, I'd love to hear from you! Certainly feel free to ask me any questions you may have, either if you're interested, or if you're curious but need to know some more before you know if you're interested haha. Also, I'm happy to exchange some (clean!) pictures of each other after a few messages. On that note, when you message me, please tell me at least a little about you (i.e. age, race, height/weight, and a little about you and what you're looking for). Thanks again, and hopefully this can be a great opportunity for both of us, and the start of something amazing!
P.S. To the SUPER shy and lurkers out there - yes, you, you know who you are - if you've been looking and wanting a relationship for a while, but have been too shy to ever post yourself or respond to a post, but you find me / what I'm looking for interesting, THIS is the post for you, THE one you've been waiting for. I've talked to a few VERY shy girls occasionally, and it was such an amazing experience for some of them to talk to someone that understands them and is willing to take the time to get to know them, and give them time to get comfortable before meeting. Someone that can help them slowly come out of their shell, gently nudging them to try new things and slowly be more outgoing, but without being pushy. So if that's you, you fit what I described that I'm looking for, and you're THAT shy but really DO want to be in a relationship, THIS is the post that's the opportunity for you. You've found the person that's willing to spend the time to get to know you and let you get comfortable, and also the guy that's going to enjoy and appreciate spending time with you in person if/when we get to that point (hopefully, that's the objective). I understand that shy girls, if you can get to know them well enough that they get comfortable with you, can often build some of the deepest emotional connections, because they appreciate the few close friends they do have SO much moreso than average people. So, if that's you, and you've been wanting a relationship for a while but been too shy to message anyone, PLEASE do this time! <3 I can carry the conversation if needed, but you need to at least say "hi" so that I know you're interested! [If you're too shy to say much, just say "Hi, I'm shy but I'd love to chat" or something like that]. :) Romance doesn't have to be just something you read about in books or watch in movies, YOU CAN experience it yourself! <3
submitted by InterestingHope2222 to AgeGapPersonals [link] [comments]


2023.03.21 20:58 InterestingHope2222 39 [M4F] #Harrisonburg, VA - Seeking petite to average girl (at least 18) about to/recently finished HS that wants a deep, romantic relationship w/ a guy that wants to know&understand the real you! Dates/cuddles/movies/gaming/explore&enjoy life! Shy welcome too! All < 3hr drive/poss all U.S.

TL:DR Slim, mature, responsible, and intellectual guy seeking a petite to average size (as in, not overweight, not that you have to be short haha) younger girl (18 or older) that's going to graduate HS this year, or did recently (i.e. the last few years or so) that wants the build the deepest, most romantic and loving relationship with someone that genuinely wants to get to know and understand them on a deep level! Also, someone that will DEEPLY appreciate them, on a level most boys her age could only dream of. Someone that will THOROUGHLY enjoy spending TONS of time with you, savoring every second, loving the memories you're making together, and the things you learn about each other as you get to know and understand each other that much better! A girl that wants to experience a "young love" style of romance, and by that I mean going on all sorts of dates, including some cheesy ones, holding hands a lot while we walk around in parks, at the mall, even at the supermarket if you wish (if you're super shy we can hold off on the PDA such as hand holding until you're more comfortable). By "young love" I also mean just being very romantic, excited to see and spend time with each other, and also lots of hugs and cuddles and kisses (only in private is fine at first if you're shy). Do all sorts of things in life together, cuddle, travel, explore, and just in general enjoy life together and spending time together. Also trying lots of new things together and really appreciating the memories we're making together! Basically just going all-in on the romance / relationship and giving it our all, and just thoroughly enjoying the ride as we get to know each other better and better, and hopefully we click well enough to stay together forever! <3
So that gives you a decent idea of who and what I'm looking for, but there's still more details I'd like to go into, as well as telling some more about myself, so you can better understand who I am.
Ideally I'm looking for a girl that just graduated HS (or did in the last few years), but anyone up to ~25 or so is welcome. If you're shy, even extremely shy, or have strict parents [those aren't requirements either], this could be a great opportunity for you, as I used to be extremely shy when I was younger too (and also had strict / controlling parents, so I understand how that can be too). If you're outgoing, and/or just want to explore new things and places in life, that's cool and fine too! Size wise, as I'm a relatively slim guy myself, I'm attracted to girls that are petite to average weight. I want to be able to do some athletic things together like walking/jogging/perhaps some sports (and/or other things, depending on what you're into). So it's not just an attraction thing that I'm not interested in people overweight, it's a matter of lifestyle / mentality / and being able to do certain things together. Of course I expect my partner to have the same expectations of me, that I don't get fat either.
Anyways, moving on, so thanks for reading my post so far, and if you're looking for what I'd described, hopefully you'll read on and find me interesting, and if so, PLEASE send me a message! It's fine if you are just curious and want to ask some questions and learn more first, before making any decisions / jumping into anything! With that in mind, let me describe myself a bit. I'm a slim, intellectual guy, often been called cute, and I'm pretty upbeat and optimistic, but I've been a bit lonely lately and would LOVE to find a girl that wants a deep, loving, emotionally and mentally close relationship, and is willing to put in the time and effort to build that - assuming of course we click well enough. That doesn't mean we need to rush into things, and I'm not looking to - I'm just saying that should be our end goal. If we date for a while and then decide we're not a close enough match, well, it happens sometimes, but that doesn't mean we shouldn't try! So, to address the elephant in the room, yes, I would be a good bit older than you, so obviously you need to be OK with dating a middle aged guy, and I realize that's not for everyone - and that's fine. I'm not looking to pressure anyone into anything. But I also know that there most definitely ARE some girls out there that are open to that, as well as some that specifically prefer that. There's advantages to dating someone a bit older than you, such as them being a lot more mature, responsible, considerate, respectful, and, perhaps most importantly, appreciate life and a deep relationship sooooo much more. Someone whom knows when they have someone special with them, and can appreciate and enjoy that on a level that someone your age can't. Anyways, as long as you're genuinely open to a deep, serious relationship with someone my age, hopefully someday leading to a serious LTR and kids, that's fine. Like I said, I'm not looking to rush into anything, I want to spend some time chatting and getting to know each other first, so we can get comfortable with each other before meeting. So if you're shy, even extremely shy, don't worry, it's OK! I actually used to be EXTREMELY shy when I was young, so I totally understand how that can be, and I usually can get along well with shy people because I've been there and understand where they're coming from. Also, if needed I can carry the conversation until you start getting more comfortable and more talkative. ;) If you've been too shy to talk to guys you like (or possibly you do like older guys but are WAY too shy to approach one) - but genuinely DO want a relationship and would love to find someone willing to spend the time to get to know and truly understand you, this could be the opportunity you're looking for! On the other hand, if you're outgoing and love to chat [and looking for a relationship], that's totally fine too! haha Both sides of that coin can be fun, so I'm cool with either way you are. ;)
Alternatively, maybe you had a bad time at prom (or some other romantic event you were looking forward to), or didn't go, or didn't have anyone to go with, or maybe it was OK but didn't nearly live up to your expectations, and would love to get to have some romantic evenings and memories. Or maybe you just didn't get out much (or had super strict parents that didn't let you) and want to get out into the world and explore new places and new things, etc. and would love to have a romantic partner to share all those experiences and memories together with!
...or maybe you had suuuuper strict parents and want to finally get out from under the rock you were living under and finally get to see and do many of the things you've wanted to for a long time! (I would totally understand this one as I had very strict parents)
Maybe you've had a few relationships before but you never clicked very deeply with any of them (and/or they were just too immature), and you're looking for a relationship that's much deeper and more meaningful than that. Or maybe you've never had anyone that you've connected well enough to to feel that they really understand you. ...while I can't promise that we'll click well enough for that to happen, I'd like that to be the goal, and there's certainly a non-zero chance of it happening haha.
Perhaps you're REALLY wanting to be able to fully dive into a relationship as soon as you graduate, and are looking forward to, not necessarily Prom [although possibly that too], but also/mostly just would love to be able to take a long romantic vacation / visit once you're done with school and have some freedom. An opportunity to be yourself and learn about both yourself and your romantic partner.
Or, lastly, maybe you're just single and would love to have someone to cuddle with, talk to, share everything with, watch movies or shows together with, play games together, and travel or explore together!
Anyways, whatever the case is for you, if you think I'm interesting and would like to explore some or all of those things, I'd love to hear from you! Before I get too far ahead of myself, let you tell you a little about me. I'm 39 (but I look a bit younger), white, 5'11" and relatively slim at 165 lbs. I enjoy walking and jogging in the park, as well as exploring new parks / seeing new places and new scenery. Although it's 100 times better when I have someone to enjoy that with and talk to meanwhile! <3 Anyways, I do have a number of nerdy interests - games, movies, anime, computers, science stuff, etc., but I can also enjoy long conversations with a date, walks in the park - or on the beach, playing board, card, or video games together, or sports, etc. Plus I'm open to learning some interests of yours - I can't promise I'll be interested in all of your interests, but it's extremely likely that I'd at least enjoy hearing you talk about them, and some of them I may be happy to join you in (this is very likely). We don't need to share ALL of the same interests, as long as we share a few haha. As far as games go, I'm primarily (almost entirely) a PC gamer, but I occasionally play some console games (primarily older consoles). My favorite thing to do is to cuddle up and watch something fun or interesting, such as movies, YouTube (I watch a lot of YouTube), Anime, Netflix, or Kdramas (occasionally). So you need to at minimum be someone whom would enjoy cuddling up and watching things together with me haha ... but then, almost everyone enjoys doing that. Oh, and I also have a relatively newfound love for Theme Parks and water parks since I recently started going back to them for the first time as an adult recently, and there's many more I'd love to go to - as well as re-visit the ones I've been to with someone special going with me to share the experience with. <3 I'm also curious to try out some amusement parks now that I'm getting more comfortable on rollercoasters.
Anyways, that's a bit about me, I'd love to hear some about you and what your interests are! And maybe note some shared interests that we have! Of course I do have some additional interests, I haven't listed EVERYTHING haha, nor do you need to in a first message haha. Just because my post is long doesn't mean your messages have to be haha. ;)
As for requirements for you, I'm pretty open minded on most things, so I'll try to keep the requirements pretty minimal. Ideally I'm looking for someone that's white or Asian, or some mix thereof (i.e. if you're 50/50, or 50/50 white or Asian and something else, that's fine). I'd consider making exceptions to this for the right person, if we really clicked otherwise. ;) Age wise, while it would be nice to find someone about to graduate HS (and is excited to use their newfound freedom to explore so many new things in life and the world), I'm willing to consider someone a bit older, up to early to mid 20s, as long as we share a number of interests and you feel like you're looking for something similar to what I've described. It's more that I'm looking for someone with a certain mindset and/or at a certain point in their life, not necessarily that they're SUPER young. My main requirement is, as someone that's slim (and sometimes athletic, when I have time to get more exercise), I need you to also BE [as opposed "working on it"] average weight or below, and plan to stay there (but also to expect me to as well - I don't expect anything from a partner that I don't have at LEAST as high expectations of myself about). I find petite girls super cute, but average size girls are fun and cute as well! Both sizes have their fun and interesting points haha, so I'm fine if you're either one.
Anyways, I think I've talked long enough for now haha, but that gives you a decent idea what I'm looking for plus some basics about me. As the title says, while ideally I'd love to find someone within 3 hours of Harrisonburg, VA, I'm willing to consider someone anywhere in the US (probably just the lower 48 states). Drives longer than 3 hours are definitely still very plausible, possibly even 8 or 10 hours perhaps, and flying is an option if you live significantly further away (plus points if you live anywhere remotely near a major airport, but that's not a requirement). Anyways, my point is, if you're further away than a few hours drive, I'd need you to be willing to travel / work with the distance when the time comes - particularly with the drastically increased costs of gas/travel these days. For example, if you're pretty far away, then after the first visit or two, we'd probably need to be planning longer visits when one of us travels to the other. Anyways, I'm not looking to rush into meeting, but I'm also NOT INTERESTED in an online only relationship. We need to start meeting in person in the relatively near future (i.e. a few weeks or so (possibly several weeks if you're far), assuming we talk a good bit during those few weeks). Also, I'm willing to come to you the first visit (or perhaps more) if you're far, but after the first visit or two you'd need to be willing to visit me (I might be willing to pay for your flight if you can't, we'll see), as that's going to be a LOT cheaper than me flying out somewhere, getting a hotel, and renting a car. On the other hand, if you're much closer, within a reasonably driving range, if needed I could pick you up in my car once you're ready to visit (and I can just drive to you for the first few visits). And if you're within 3 hours or so drive, I'm happy to drive to you for several visits at first, until you're ready to visit me. Regardless of the timing, I'm not going to pressure you do visit me before you're comfortable doing so, and it's something we can play by ear. For example, if you're someone that's super shy I understand if it takes a few extra times of me visiting you before you're ready to visit me, or perhaps we need to chat some extra time first, etc.
Well, thanks for reading my rather long post haha, hopefully I've piqued your interest, and if so, I'd love to hear from you! Certainly feel free to ask me any questions you may have, either if you're interested, or if you're curious but need to know some more before you know if you're interested haha. Also, I'm happy to exchange some (clean!) pictures of each other after a few messages. On that note, when you message me, please tell me at least a little about you (i.e. age, race, height/weight, and a little about you and what you're looking for). Thanks again, and hopefully this can be a great opportunity for both of us, and the start of something amazing!
P.S. To the SUPER shy and lurkers out there - yes, you, you know who you are - if you've been looking and wanting a relationship for a while, but have been too shy to ever post yourself or respond to a post, but you find me / what I'm looking for interesting, THIS is the post for you, THE one you've been waiting for. I've talked to a few VERY shy girls occasionally, and it was such an amazing experience for some of them to talk to someone that understands them and is willing to take the time to get to know them, and give them time to get comfortable before meeting. Someone that can help them slowly come out of their shell, gently nudging them to try new things and slowly be more outgoing, but without being pushy. So if that's you, you fit what I described that I'm looking for, and you're THAT shy but really DO want to be in a relationship, THIS is the post that's the opportunity for you. You've found the person that's willing to spend the time to get to know you and let you get comfortable, and also the guy that's going to enjoy and appreciate spending time with you in person if/when we get to that point (hopefully, that's the objective). I understand that shy girls, if you can get to know them well enough that they get comfortable with you, can often build some of the deepest emotional connections, because they appreciate the few close friends they do have SO much moreso than average people. So, if that's you, and you've been wanting a relationship for a while but been too shy to message anyone, PLEASE do this time! <3 I can carry the conversation if needed, but you need to at least say "hi" so that I know you're interested! [If you're too shy to say much, just say "Hi, I'm shy but I'd love to chat" or something like that]. :) Romance doesn't have to be just something you read about in books or watch in movies, YOU CAN experience it yourself! <3
submitted by InterestingHope2222 to AgeGapRomance [link] [comments]


2023.03.21 16:38 11C2P BAH Colorado Springs

BAH problem, almost homeless. how to submit complaint?
So I'm PCS'ing to Fort Carson, CO. I have a daughter and a pregnant wife. I've applied for on post housing over 6 weeks ago. Fort Carson Family homes then told me 2 weeks ago it will be a 4-6 month wait. Ontop of that there's been a news article where a pregnant spouse fell through the floor in one of these homes, as well as having all the mess , scuffs, holes and unmatched walls from previous owners.
I have been scrambling to find a rental to no avail. All of them are charging way over BAH rate, require a crazy amount of income, require really good credit scores and most have a few applicants to choose from. From my understanding everyone working in Denver at their 6 figure jobs is renting or buying in Colorado springs for affordability. Hence making it unaffordable for the military since we aren't paid anything close to that.
My last option was a VA Loan so I shopped around and I originally I was only approved for 350k which only gave me options of crummy houses in crime ridden neighborhoods like pueblo which are 50 minutes from Fort Carson. After negotiating with the lender I was able to get bumped up to 400k loan and that barely got me a decent home to house my dependents 15 minutes from base. I am still waiting for it to close (fingers crossed) but the only issue now is my mortgage is going to be 2900 w/o utilities and we can guess it'll be another 250-300 for utilities. BAH for my rank and dependents is rougbly 2200. I will be paying nearly 1,000 out of pocket.
How can we fix this? Who do I email or write a letter too? This just isn't right I shouldn't be forced into a situation like this. Ontop of it my apartment lease ended and my family is living at a airbnb near Fort Bragg for another 2 weeks until we move. So being homeless when we get there is still a very real possibility. I did book an ihg hotel for 14 days (max allowed) in Colorado springs at the military rate but still that's only a temporary solution. Ontop of that what am I supposed to do with the moving truck for those 2 weeks im in a hotel? Ontop of that they're saying for a ppm towing my car can't be added for weight and neither can my wife's expenses since she'll be driving her self in her own car. So they're really crunching the numbers on the soldiers yet the military has a trillion dollar budget and its cost them $200 to spend $1. Any advice would be great or if SMA could see this and push something up that would be something. I can only imagine others going through similar struggles and it is extremely financial depleting and worrisome. I've been a nervous wreck for the last 3 weeks trying to figure this out since on post housing dropped the ball.
submitted by 11C2P to army [link] [comments]


2023.03.21 10:56 Electrical_Light_864 Godrej Splendour Beautiful Flats in Bangalore

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Located in the heart of Whitefield, Godrej Splendour Luxury Flats offer an excellent location for home buyers. The area is well connected to various important areas in the city, including shopping and entertainment hubs. Besides its convenient location, the project also offers luxurious amenities and a secure environment for its residents. This makes it the perfect place to live a comfortable lifestyle in Bengaluru.
The development has a total of 9 towers that feature apartments designed to be Vaastu-compliant and ventilated. Each of the homes has good access to outdoor views and is fully furnished with elegantly designed interiors.
The development also has a 4.27-acre green area, providing residents with the opportunity to relax and unwind. This green space is designed to provide residents with a peaceful retreat from the bustle of the city.
Godrej Splendour Luxury Flats offers you a variety of amenities and features. These include a fitness center, swimming pool, jogging track, clubhouse, and landscaped gardens. These apartments also offer the latest home automation systems, ensuring a safe and comfortable living environment. They’re equipped with spacious bedrooms, modern kitchens, and well-designed bathrooms.
The location of the property is also an important factor, as it provides residents with convenient access to schools, hospitals, and shopping malls. It is also located near the Whitefield metro station, making it a great choice for those who are looking to live in a convenient and accessible area of the city.
These 1 BHK, 2 BHK, and 3 BHK luxury apartments are great options for those who are looking for a high-quality apartment in Whitefield. They’re also located in a safe and secure neighborhood. They’re close to schools and other key amenities, making them a good choice for families with children.
Godrej Splendour is a luxury apartment complex that offers some modern amenities to its residents. This residential project is located in Whitefield, an upscale neighborhood of Bangalore. Moreover, it is close to shopping malls, restaurants, and IT hubs. It also has a good transit network that will allow you to get anywhere in the city with ease.
Godrej Splendour is surrounded by pristine surroundings and it offers beautiful 1 BHK, 2 BHK, and 3 BHK homes that are made to suit your needs. It is unfolded over vast acres of land and consists of the latest innovation within the real estate market. It is situated in the heart of Bangalore’s IT corridor and is well-connected to major tech parks, hospitals, schools, and shopping centers. It also offers a range of amenities, including a swimming pool and gym.
The apartments are located in Whitefield, a premium area in East Bangalore. This area is popular with professionals due to its proximity to the city’s leading IT companies. It is also home to many renowned schools and colleges.
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