Insurance claims adjuster salary
PUBLICADJUSTING
2021.03.02 03:22 stephaniesaunders PUBLICADJUSTING
When it comes to insurance claims, a skilled public adjuster makes a tremendous difference to the outcome of your claims, proudly serving policyholders. With decades of experience, PA's are experts in professionally negotiating with your insurance company on your behalf for the maximum settlement you are OWED! PA's work to help policyholders maximize their claim payments for all types of damages.
2023.05.31 13:06 Austinmyer Batch Eligibility Verification–pVerify
 | When it comes to reporting on Batch Eligibility Verification, then pVerify is the most reliable. We offers limitless eligibility batches of specialty-specific details for all EDI Medical Payers and has the largest payer list in the sector. pVerify's platform utilizes advanced algorithms and integration with multiple insurance payer systems to quickly and accurately retrieve eligibility and benefit information. The results are then consolidated and provided to the healthcare organization in an organized and actionable format. This helps healthcare providers streamline their workflow, improve revenue cycle management, and reduce claim denials by ensuring that patients have active and valid insurance coverage. submitted by Austinmyer to u/Austinmyer [link] [comments] https://preview.redd.it/pf9zf0ljx63b1.png?width=6912&format=png&auto=webp&s=6faeda30bdcaef7a6e1e720fa389e836367294a3 |
2023.05.31 12:57 casepredict How to Predict Future Possibilities your cases
AI can be helpful in case prediction because it can process and analyze large amounts of data more quickly and accurately than humans can. This enables AI algorithms to identify patterns and relationships in the data that may be difficult or impossible for humans to detect. Additionally, AI algorithms can learn from past cases and use this knowledge to make predictions about future cases.
Here are some specific reasons why AI can be helpful in case prediction:
In the legal industry, case prediction with AI can help lawyers and judges make more informed decisions by predicting the likely outcome of a case based on similar cases in the past. This can help lawyers and judges identify potential risks and opportunities and develop a more effective legal strategy. Additionally, case prediction with AI can help reduce the time and resources needed to process cases and improve the efficiency of the legal system.
In the insurance industry, case prediction with AI can help insurers predict the likelihood of claims and estimate the cost of settling claims. This can help insurers develop more accurate and effective pricing models and reduce the risk of losses. In the finance industry, case prediction with AI can help investors predict the performance of financial assets and identify potential risks and opportunities. This can help investors make more informed decisions and reduce the risk of losses. In the healthcare industry, case prediction with AI can help healthcare providers predict the likelihood of disease and identify potential treatment options. This can help healthcare providers develop more effective treatment plans and improve patient outcomes.
submitted by casepredict to u/casepredict [link] [comments]
Here are some specific reasons why AI can be helpful in case prediction:
- Efficiency: AI can process large amounts of data quickly and accurately, reducing the time and resources needed to make predictions. This can help legal professionals and other decision-makers make more informed and efficient decisions.
- Accuracy: AI algorithms can analyze data objectively and without bias, reducing the risk of human error and increasing the accuracy of predictions. Additionally, AI algorithms can learn from past cases and improve their accuracy over time.
- Scalability: AI can analyze data at scale, meaning that it can process large amounts of data from multiple sources simultaneously. This can help decision-makers make predictions based on a broad range of factors and improve the accuracy of their predictions.
- Consistency: AI algorithms can analyze data consistently and objectively, reducing the risk of variability in decision-making. This can help ensure that similar cases are treated similarly and reduce the risk of bias or discrimination.
Check future possibilities with case prediction
Case prediction with AI can help check future possibilities by analyzing past cases and identifying patterns and relationships that can help predict the outcome of future cases. This can be helpful in a range of industries, including law, insurance, finance, and healthcare.In the legal industry, case prediction with AI can help lawyers and judges make more informed decisions by predicting the likely outcome of a case based on similar cases in the past. This can help lawyers and judges identify potential risks and opportunities and develop a more effective legal strategy. Additionally, case prediction with AI can help reduce the time and resources needed to process cases and improve the efficiency of the legal system.
In the insurance industry, case prediction with AI can help insurers predict the likelihood of claims and estimate the cost of settling claims. This can help insurers develop more accurate and effective pricing models and reduce the risk of losses. In the finance industry, case prediction with AI can help investors predict the performance of financial assets and identify potential risks and opportunities. This can help investors make more informed decisions and reduce the risk of losses. In the healthcare industry, case prediction with AI can help healthcare providers predict the likelihood of disease and identify potential treatment options. This can help healthcare providers develop more effective treatment plans and improve patient outcomes.
The Conclusion
Overall, case prediction with AI can help check future possibilities by analyzing past cases and identifying patterns and relationships that can help predict the outcome of future cases. This can help decision-makers make more informed decisions, reduce risk, and improve efficiency.2023.05.31 12:52 HUNKYDORYS Looking for Advice on Life Insurance, Specified Illness Cover & Bill Cover for me and my wife.
I'm looking at getting Life insurance and Illness Cover for me and my wife, got quoted for Bill Cover too. We have a baby on the way in a few months. My job provides life insurance at 3.5 times my salary. My wife has no life insurance. We have mortgage protection. One insurer (Zurich) recommended for me to get my own Life Insurance cover even though work provides it. I think that's over-insuring myself. What sort of cover do other people have? Is bill cover worth it?
submitted by HUNKYDORYS to irishpersonalfinance [link] [comments]
2023.05.31 12:21 tact1cal_0 [HIRING] Business Development Manager [REMOTE/UNITED STATED]
Salary : TBC
DUTIES AND RESPONSIBILITIES:
Develop relationships with potential clients through presentations, business networking, telephone calls, personal emails, personal mailings, business forums, other business or social networking
Design and propose technical Call Centre/BPO solutions to address business requirements and strategic priorities of a need or request from a client
Develop and implement strategic account visions and strategies for target accounts
Lead end to end sales cycles from lead generation to negotiation and strategic direction through to transition planning and final implementation
Engage with marketing to drive lead generation
Participate in cross functional meetings to review information received from operational support functions and partner
Provide technical guidance to employees, colleagues and/or client
Promote a culture that encourages top performance and high morale.
REQUIREMENTS:
Native/fluent in English, both oral and written
Bachelor's Degree (Master's Degree preferred) in Accounting, Business, management, Economy and/or Marketing and related disciplines is essential
Substantial Sales experience within the international BPO industry (ideally off-shore Customer Service Solutions/US/APAC-based clients)
Proven success winning $multi-million contracts for both "new logo" business and existing accounts
Excellent communication and presentation skills
Possess strong commercial awareness and experience of sales forecasting and reporting
Experience with design and implementation of business development strategies
Experience working with CRM systems
Proficiency in MS Office (Word, Excel, Outlook, PowerPoint)
Have a detailed awareness of Vertical Market Sectors
Flexibility to work in the office/side with shifting or flexible working hours.
BENEFITS:
Excellent remuneration package based on experience, skills and performance
Be part of a dynamic and creative team with positive and friendly atmosphere
Medical insurance
Guidance and tools to reach your full potential.
EMAIL: [email protected]
submitted by tact1cal_0 to remotework [link] [comments]
DUTIES AND RESPONSIBILITIES:
Develop relationships with potential clients through presentations, business networking, telephone calls, personal emails, personal mailings, business forums, other business or social networking
Design and propose technical Call Centre/BPO solutions to address business requirements and strategic priorities of a need or request from a client
Develop and implement strategic account visions and strategies for target accounts
Lead end to end sales cycles from lead generation to negotiation and strategic direction through to transition planning and final implementation
Engage with marketing to drive lead generation
Participate in cross functional meetings to review information received from operational support functions and partner
Provide technical guidance to employees, colleagues and/or client
Promote a culture that encourages top performance and high morale.
REQUIREMENTS:
Native/fluent in English, both oral and written
Bachelor's Degree (Master's Degree preferred) in Accounting, Business, management, Economy and/or Marketing and related disciplines is essential
Substantial Sales experience within the international BPO industry (ideally off-shore Customer Service Solutions/US/APAC-based clients)
Proven success winning $multi-million contracts for both "new logo" business and existing accounts
Excellent communication and presentation skills
Possess strong commercial awareness and experience of sales forecasting and reporting
Experience with design and implementation of business development strategies
Experience working with CRM systems
Proficiency in MS Office (Word, Excel, Outlook, PowerPoint)
Have a detailed awareness of Vertical Market Sectors
Flexibility to work in the office/side with shifting or flexible working hours.
BENEFITS:
Excellent remuneration package based on experience, skills and performance
Be part of a dynamic and creative team with positive and friendly atmosphere
Medical insurance
Guidance and tools to reach your full potential.
EMAIL: [email protected]
2023.05.31 12:21 MolyPrim May Developers Note
 | Thank you for playing Bleach: Brave Souls, This is the dev team.⠀ We would also like to share information about the upcoming new content, and invite you to read through the entirety of this month's comments. Below are this month's dev team comments.⠀
We are currently considering adding a new feature in several game modes which will allow players to easily create, save, and load Character Link and Accessory sets. This feature will reduce the time required to manually set a character's equipment for each game mode. This feature would be added to the following content:
We are planning on adjusting the Results screen so that players can skip the obtained items animation when clearing an Epic Raid after using 5 Soul Tickets.
We are planning on making adjustments so that during a quest, the time remaining on a character's buff is paused when they are no longer the active character.
We would like to share with you additional information about the new content currently in development.https://preview.redd.it/yb9mg4hep63b1.png?width=880&format=png&auto=webp&s=43b22788a08c819c804e161be18e657440695664 The image and its contents are still in development ⠀ As mentioned in the in-game notice "Forthcoming updates" released on May 22, we are aiming for a June release. We ask for your patience until the release of the new content.⠀ We hope you continue to enjoy playing Bleach: Brave Souls. |
2023.05.31 12:16 go-forma What is and How to Get Unique Taxpayer Reference (UTR) Number
 | utr number submitted by go-forma to u/go-forma [link] [comments] How to Get a Unique Taxpayer Reference (UTR) Number As a taxpayer in the United Kingdom, obtaining a Unique Taxpayer Reference (UTR) number is crucial for managing your tax affairs. Whether you're self-employed, a freelancer, or a small business owner, this unique identifier is essential for accurate tax reporting and compliance. In this comprehensive guide, I will explain how to get unique taxpayer reference number, step-by-step instructions and important information needed. What is a Unique Taxpayer Reference (UTR) Number? Before diving into the application process, let's understand what a UTR number is. A Unique Taxpayer Reference is a 10-digit number assigned by HMRC to identify you for tax purposes. It ensures that your tax records are accurately recorded and linked to your personal or business tax affairs. Why Do You Need a UTR Number? Having a UTR number is essential for several reasons:
Before starting the application process, gather the following information:
Follow these step-by-step instructions to apply for your UTR number:
|
2023.05.31 12:04 cnliou Inferior ERP software is the root cause of failures.
The root cause of every failed digital transformation project in large scale has always been inferior ERP software.
These ERP software were too complicated to bring live or to work the way organizations intended.
The logic behind this assertion is simple - when the results during implementations deviate from organization's expectations, all elements involved in the project except the ERP software can be improved, fine-tuned or even replaced before the project failed.
Three things are for sure:
We can also get answers to this riddle by asking ourselves this question:
submitted by cnliou to PostERP [link] [comments]
These ERP software were too complicated to bring live or to work the way organizations intended.
The logic behind this assertion is simple - when the results during implementations deviate from organization's expectations, all elements involved in the project except the ERP software can be improved, fine-tuned or even replaced before the project failed.
- Implementation methods, communication quality and frequency, quality assurance measures, and risk mitigation can all be improved and adjusted.
- Organization managers could jump in and pour in more human resources in the projects that were on the verge of failures.
- Incompetent consultants and integrator can be replaced or augmented with more specialists.
- Your clerks will be more than willing to change their way of work if they feel the new way more comfortable.
Three things are for sure:
- Stakeholders could not replace the ERP software of choice mid-project.
- More resources including capital from organizations could not improve the qualities of these ERP software.
- End users tend to resist the new ERP software if it creates more works than the legacy one.
We can also get answers to this riddle by asking ourselves this question:
Given a very simple ERP software, every front-line user likes it after a day of getting started, is it possible that your large-scale digital transformation project will still fail?
2023.05.31 11:58 madgou Another member screwed over by TrustedHousesitters' insurance
Question: Has anyone been successful with their TrustedHousesitters insurance claim?
submitted by madgou to trustedhousesitters [link] [comments]
I am extremely disappointed in the…
I am extremely disappointed in the company as the very first sitter I had left during the sit, took numerous items and also dismantled both of my security cameras and took the sd card out of one so I couldn't see anything.
I connected with trusted house sitters to log a claim for the theft and was told that i needed to make a claim through my own house and contents and have that denied before they would look at theirs. I think this is very misleading as part of the membership includes home and contents insurance. Because they are engaged to provide a service, my own insurance shouldn't be part of the claim as i have 'invited" this " vetted" person into my home.
"As a Standard and Premium pet parent member, you’re covered by our Home and Contents Protection for every sit organised and confirmed through TrustedHousesitters. This is at no extra cost to you. Underwritten by global insurer, GUARDHOG, our Home and Contents Protection offers property damage, theft, and public liability protection up to $1 million USD. So you can go away with one less thing to worry about. "
I have since found that this person has another identity, so the vetting isn't too reliable.
I will not use this service again and urge anyone who does to do their own homework.
I feel let down and more importantly my home and privacy have been compromised
2023.05.31 11:57 Dangerous_Yak_6495 OscarSwap Fairlaunch Live on Pinksale DEX Live Mobile App Staking Farming KYC Doxed CertiK Audit massive AMA's Arbitrum Chain Partnerships 8 Hours Left to end FL
It's time change the whole paradigm of investing and holding currencies with oscar swap. Oscar swap is the finest product of 2023 in crytpo market based on Arbitrum blockchain.
With Arbitrum block chain transaction will be done quickly and at less cost. not only it has given Dex a completely different shape for the longevity of project.
Complete elimination of arbitrage for equality in prices
Here you stake oscar token the next moment auto compounding mechanism will start working and you will 100 percent reward in your pocket isn't it interesting??
Oscar will be providing it's enthusiastic users with great liquidity by distributing trading fees and rewarding oscar tokens
It's time to sell the underlying pool assest in open market for high returns
Swap tokens with less slippage at favourable prices
Three coins offering farming rewards will escort you in your osacarswap journey .oscarswap native token $OSCAR, the second is WETH, and lastly, a stable coin.
Do you want to make your one dollar worth hundered of dollar just after one year?? If yes? Then go and invest it at 500% APR with Oscarswap Farms.
Wanna be premier or adjustable staker?? Take a wise decision
Oscar has become the most accessible Dex of 2023 by joing hands with a reputable bridge now no more boundaries
Oscar mobile app is just a clock so don't wait before it's too late
Actively participate in decision making process and in case your problems go unheard time lock feature will start working so don't you worry
Tokenomics :
Total Supply : 7,500,000 OSCAR
Presale: 18.9%
Liquidity: 10.7%
Team Funds: 13.3%
Insurance Funds (For Emergency): 50%
Treasury Funds (Marketing, Strategic ,Partnerships) : 6.9%
For more information such as the roadmap and wallet distribution, visit the website listed below.
Official Website: https://oscarswap.com/
submitted by Dangerous_Yak_6495 to deficryptos [link] [comments]
With Arbitrum block chain transaction will be done quickly and at less cost. not only it has given Dex a completely different shape for the longevity of project.
Complete elimination of arbitrage for equality in prices
Here you stake oscar token the next moment auto compounding mechanism will start working and you will 100 percent reward in your pocket isn't it interesting??
Oscar will be providing it's enthusiastic users with great liquidity by distributing trading fees and rewarding oscar tokens
It's time to sell the underlying pool assest in open market for high returns
Swap tokens with less slippage at favourable prices
Three coins offering farming rewards will escort you in your osacarswap journey .oscarswap native token $OSCAR, the second is WETH, and lastly, a stable coin.
Do you want to make your one dollar worth hundered of dollar just after one year?? If yes? Then go and invest it at 500% APR with Oscarswap Farms.
Wanna be premier or adjustable staker?? Take a wise decision
Oscar has become the most accessible Dex of 2023 by joing hands with a reputable bridge now no more boundaries
Oscar mobile app is just a clock so don't wait before it's too late
Actively participate in decision making process and in case your problems go unheard time lock feature will start working so don't you worry
Tokenomics :
Total Supply : 7,500,000 OSCAR
Presale: 18.9%
Liquidity: 10.7%
Team Funds: 13.3%
Insurance Funds (For Emergency): 50%
Treasury Funds (Marketing, Strategic ,Partnerships) : 6.9%
For more information such as the roadmap and wallet distribution, visit the website listed below.
Official Website: https://oscarswap.com/
2023.05.31 11:52 autum88 DIY Solar Installation Dilemma: Saving Money vs. Potential Insurance Issues
Hi,
I'm in the process of considering a solar panel installation for my house. I already managed to obtain all the permits. I've been quoted an equivalent of $14,000 (in EURO) for a 9.5 kWp system which, after some calculations, I'm finding hard to justify given the future discontinuation of yearly net metering in my country.
In a bid to keep costs low, I've researched and found that I can purchase the necessary equipment (modules, inverter, optimizers, electrical material, and the installation system) for $5,700 from a reputable company. I've also managed to find a low-experience installation crew (only 10-15 previous jobs) and an electrician who could perform all the electrical work for an additional $1,600. The installation is an under-the-table kind of deal and is going to be paid in cash.
While the prospect of potentially saving a large amount of money is enticing, I've been having second thoughts due to hypothetical (but possible) risks. For example, if the solar system were to cause a fire and my house burned down, I'd be left dealing with insurance companies. The system would be insured, but the fact that it was not installed by a certified dealer could provide insurance companies an opportunity to reduce or deny my claim.
I'm really torn on what to do and I have to make a decision this week. It’s either going further with this or not installing solar at all. I'm wondering if anyone has faced a similar dilemma or has any advice to offer on this matter?
I would greatly appreciate your insights and thoughts. Thanks in advance!
Edit: You might ask why I don’t go with self purchase of equipment and reputable installation. Well in my country all of the companies offer solely whole service. None of them is intersted in providing installation only. The reason are state subsidies with this kind of service (start to finish)
submitted by autum88 to solar [link] [comments]
I'm in the process of considering a solar panel installation for my house. I already managed to obtain all the permits. I've been quoted an equivalent of $14,000 (in EURO) for a 9.5 kWp system which, after some calculations, I'm finding hard to justify given the future discontinuation of yearly net metering in my country.
In a bid to keep costs low, I've researched and found that I can purchase the necessary equipment (modules, inverter, optimizers, electrical material, and the installation system) for $5,700 from a reputable company. I've also managed to find a low-experience installation crew (only 10-15 previous jobs) and an electrician who could perform all the electrical work for an additional $1,600. The installation is an under-the-table kind of deal and is going to be paid in cash.
While the prospect of potentially saving a large amount of money is enticing, I've been having second thoughts due to hypothetical (but possible) risks. For example, if the solar system were to cause a fire and my house burned down, I'd be left dealing with insurance companies. The system would be insured, but the fact that it was not installed by a certified dealer could provide insurance companies an opportunity to reduce or deny my claim.
I'm really torn on what to do and I have to make a decision this week. It’s either going further with this or not installing solar at all. I'm wondering if anyone has faced a similar dilemma or has any advice to offer on this matter?
I would greatly appreciate your insights and thoughts. Thanks in advance!
Edit: You might ask why I don’t go with self purchase of equipment and reputable installation. Well in my country all of the companies offer solely whole service. None of them is intersted in providing installation only. The reason are state subsidies with this kind of service (start to finish)
2023.05.31 11:51 huzzy_123 No Claims Bonus Question
I have a question about no claims bonus. Just for context, I had car insurance with Churchill from June 2021-2022, and unfortunately I didn't renew it in time, but I received proof of NCB. I ended up setting up a new policy with them from 2022-2023, and this is about to expire too.
I'm moving onto another car insurance company, where I stated I have 2 years NCB, and uploaded the NCB proof from 2021-2022, and also the 2022-2023 renewal letter (in which it states I've gained 1 year NCB). However, the insurance company came back and rejected my NCB being two years, stating I've only given proof of one (and hence changing the premium).
My understanding of NCB isn't the best (as I'm a relatively new driver), but my question is, do you think it would be possible for me to contact Churchill to request for proof of 2 years NCB, even though it's from two different policies? Or should I bite the bullet and pay the difference (which isn't too much honestly).
submitted by huzzy_123 to CarTalkUK [link] [comments]
I'm moving onto another car insurance company, where I stated I have 2 years NCB, and uploaded the NCB proof from 2021-2022, and also the 2022-2023 renewal letter (in which it states I've gained 1 year NCB). However, the insurance company came back and rejected my NCB being two years, stating I've only given proof of one (and hence changing the premium).
My understanding of NCB isn't the best (as I'm a relatively new driver), but my question is, do you think it would be possible for me to contact Churchill to request for proof of 2 years NCB, even though it's from two different policies? Or should I bite the bullet and pay the difference (which isn't too much honestly).
2023.05.31 11:43 voldemorts_stepmom Should I claim through my own insurance or the third party's?
My neighbour accidentally backed into my car and my bumper likely needs to be completely replaced. We've exchanged info and it is clear I'm not at fault.
I've logged it all with my insurance and they are currently assessing the damage, however, I just got a call from the Third Party's insurer saying that I can claim through them and not have to claim through my own insurance.
I have a fully comprehensive insurance and a no claim bonus protection.
Is it better to go through my own or not?
Thanks for the advice!
submitted by voldemorts_stepmom to UKPersonalFinance [link] [comments]
I've logged it all with my insurance and they are currently assessing the damage, however, I just got a call from the Third Party's insurer saying that I can claim through them and not have to claim through my own insurance.
I have a fully comprehensive insurance and a no claim bonus protection.
Is it better to go through my own or not?
Thanks for the advice!
2023.05.31 11:33 noganbo OscarSwap Fairlaunch Live on Pinksale DEX Live Mobile App Staking Farming KYC Doxed CertiK Audit massive AMA's Arbitrum Chain Partnerships 8 Hours Left to end FL
It's time change the whole paradigm of investing and holding currencies with oscar swap. Oscar swap is the finest product of 2023 in crytpo market based on Arbitrum blockchain.
With Arbitrum block chain transaction will be done quickly and at less cost. not only it has given Dex a completely different shape for the longevity of project.
Complete elimination of arbitrage for equality in prices
Here you stake oscar token the next moment auto compounding mechanism will start working and you will 100 percent reward in your pocket isn't it interesting??
Oscar will be providing it's enthusiastic users with great liquidity by distributing trading fees and rewarding oscar tokens
It's time to sell the underlying pool assest in open market for high returns
Swap tokens with less slippage at favourable prices
Three coins offering farming rewards will escort you in your osacarswap journey .oscarswap native token $OSCAR, the second is WETH, and lastly, a stable coin.
Do you want to make your one dollar worth hundered of dollar just after one year?? If yes? Then go and invest it at 500% APR with Oscarswap Farms.
Wanna be premier or adjustable staker?? Take a wise decision
Oscar has become the most accessible Dex of 2023 by joing hands with a reputable bridge now no more boundaries
Oscar mobile app is just a clock so don't wait before it's too late
Actively participate in decision making process and in case your problems go unheard time lock feature will start working so don't you worry
Tokenomics :
Total Supply : 7,500,000 OSCAR
Presale: 18.9%
Liquidity: 10.7%
Team Funds: 13.3%
Insurance Funds (For Emergency): 50%
Treasury Funds (Marketing, Strategic ,Partnerships) : 6.9%
For more information such as the roadmap and wallet distribution, visit the website listed below.
Official Website: https://oscarswap.com/
submitted by noganbo to CRYPTOPUMPCLUB [link] [comments]
With Arbitrum block chain transaction will be done quickly and at less cost. not only it has given Dex a completely different shape for the longevity of project.
Complete elimination of arbitrage for equality in prices
Here you stake oscar token the next moment auto compounding mechanism will start working and you will 100 percent reward in your pocket isn't it interesting??
Oscar will be providing it's enthusiastic users with great liquidity by distributing trading fees and rewarding oscar tokens
It's time to sell the underlying pool assest in open market for high returns
Swap tokens with less slippage at favourable prices
Three coins offering farming rewards will escort you in your osacarswap journey .oscarswap native token $OSCAR, the second is WETH, and lastly, a stable coin.
Do you want to make your one dollar worth hundered of dollar just after one year?? If yes? Then go and invest it at 500% APR with Oscarswap Farms.
Wanna be premier or adjustable staker?? Take a wise decision
Oscar has become the most accessible Dex of 2023 by joing hands with a reputable bridge now no more boundaries
Oscar mobile app is just a clock so don't wait before it's too late
Actively participate in decision making process and in case your problems go unheard time lock feature will start working so don't you worry
Tokenomics :
Total Supply : 7,500,000 OSCAR
Presale: 18.9%
Liquidity: 10.7%
Team Funds: 13.3%
Insurance Funds (For Emergency): 50%
Treasury Funds (Marketing, Strategic ,Partnerships) : 6.9%
For more information such as the roadmap and wallet distribution, visit the website listed below.
Official Website: https://oscarswap.com/
2023.05.31 11:31 bryandfg OscarSwap Fairlaunch Live on Pinksale DEX Live Mobile App Staking Farming KYC Doxed CertiK Audit massive AMA's Arbitrum Chain Partnerships 8 Hours Left to end FL
It's time change the whole paradigm of investing and holding currencies with oscar swap. Oscar swap is the finest product of 2023 in crytpo market based on Arbitrum blockchain.
With Arbitrum block chain transaction will be done quickly and at less cost. not only it has given Dex a completely different shape for the longevity of project.
Complete elimination of arbitrage for equality in prices
Here you stake oscar token the next moment auto compounding mechanism will start working and you will 100 percent reward in your pocket isn't it interesting??
Oscar will be providing it's enthusiastic users with great liquidity by distributing trading fees and rewarding oscar tokens
It's time to sell the underlying pool assest in open market for high returns
Swap tokens with less slippage at favourable prices
Three coins offering farming rewards will escort you in your osacarswap journey .oscarswap native token $OSCAR, the second is WETH, and lastly, a stable coin.
Do you want to make your one dollar worth hundered of dollar just after one year?? If yes? Then go and invest it at 500% APR with Oscarswap Farms.
Wanna be premier or adjustable staker?? Take a wise decision
Oscar has become the most accessible Dex of 2023 by joing hands with a reputable bridge now no more boundaries
Oscar mobile app is just a clock so don't wait before it's too late
Actively participate in decision making process and in case your problems go unheard time lock feature will start working so don't you worry
Tokenomics :
Total Supply : 7,500,000 OSCAR
Presale: 18.9%
Liquidity: 10.7%
Team Funds: 13.3%
Insurance Funds (For Emergency): 50%
Treasury Funds (Marketing, Strategic ,Partnerships) : 6.9%
For more information such as the roadmap and wallet distribution, visit the website listed below.
Official Website: https://oscarswap.com/
submitted by bryandfg to OpenSeaNFT [link] [comments]
With Arbitrum block chain transaction will be done quickly and at less cost. not only it has given Dex a completely different shape for the longevity of project.
Complete elimination of arbitrage for equality in prices
Here you stake oscar token the next moment auto compounding mechanism will start working and you will 100 percent reward in your pocket isn't it interesting??
Oscar will be providing it's enthusiastic users with great liquidity by distributing trading fees and rewarding oscar tokens
It's time to sell the underlying pool assest in open market for high returns
Swap tokens with less slippage at favourable prices
Three coins offering farming rewards will escort you in your osacarswap journey .oscarswap native token $OSCAR, the second is WETH, and lastly, a stable coin.
Do you want to make your one dollar worth hundered of dollar just after one year?? If yes? Then go and invest it at 500% APR with Oscarswap Farms.
Wanna be premier or adjustable staker?? Take a wise decision
Oscar has become the most accessible Dex of 2023 by joing hands with a reputable bridge now no more boundaries
Oscar mobile app is just a clock so don't wait before it's too late
Actively participate in decision making process and in case your problems go unheard time lock feature will start working so don't you worry
Tokenomics :
Total Supply : 7,500,000 OSCAR
Presale: 18.9%
Liquidity: 10.7%
Team Funds: 13.3%
Insurance Funds (For Emergency): 50%
Treasury Funds (Marketing, Strategic ,Partnerships) : 6.9%
For more information such as the roadmap and wallet distribution, visit the website listed below.
Official Website: https://oscarswap.com/
2023.05.31 11:28 Oracle_Global Innovation and Disruption of Traditional Insurance: Oracle Blockchain Insurance Injecting New Vitality
 | With the continuous development and expanding applications of blockchain technology, the insurance industry is no exception. The shortcomings of traditional insurance models are evident, involving intermediaries that lead to information asymmetry and conflicts of interest. Insurance claims and processes are cumbersome and complex, making it difficult for users to obtain real-time and effective coverage. submitted by Oracle_Global to u/Oracle_Global [link] [comments] https://preview.redd.it/i0c77e93g63b1.jpg?width=1024&format=pjpg&auto=webp&s=92c00ab2beb628cda83ac3dc8eb8b2d5d2108678 On the other hand, blockchain-based insurance models can achieve decentralized transactions and automated execution. They utilize oracles to provide users with real-time price data while ensuring privacy and security, effectively reducing costs and enhancing user experience. Oracle Blockchain Insurance is an innovative core solution for insurance. By integrating oracle technology, it locks the investment returns of digital assets into mainstream cryptocurrencies globally, forming a fund pool for Oracle Blockchain Insurance products. It provides users worldwide with trustless, secure, and reliable asset protection and appreciation mechanisms. In this process, oracles continuously trade to generate validated quote data, producing genuinely reliable quote data on the blockchain. This verification mechanism, supported by arbitrage penalties, incentivizes quote providers to offer prices based on fair value, ensuring quotes are close to the real market price. https://preview.redd.it/kwmka324g63b1.png?width=640&format=png&auto=webp&s=d7abaeaff41c794b25f1510dfc13dcae422dab96 Most importantly, Oracle decentralized insurance contracts are data-driven and automatically executed. This means insurance contracts can execute logic without manual intervention and rely on externally sourced secure and accurate data to determine contract execution. Smart contracts have robustness and can automatically execute most insurance processes, increasing transparency and fairness while significantly reducing associated costs. Whether it's weather insurance or marine insurance, Oracle Blockchain Insurance brings unlimited innovation potential to traditional insurance models. If smart contracts can seamlessly integrate external data sources while ensuring privacy and security, they have the potential to disrupt numerous traditional insurance models and give rise to countless new ones. Through the introduction of blockchain technology, the insurance industry can achieve more efficient, transparent, and secure operations, providing users with better protection and experiences. In conclusion, Oracle's innovative use of blockchain insurance core technology injects new vitality into the insurance industry. With the continuous development and expanding applications of blockchain technology, we can expect the insurance industry to achieve more innovation and progress in the digital age. As an innovative core solution, Oracle Blockchain Insurance will have more opportunities and space to realize its own innovation and development in the future. |
2023.05.31 11:21 zeldafan_7 Insurance lied to me about my coverage!
Okay so basically what happened is: I wanted to go to a different lab to get my blood work done because I had bad experiences with my old one. I called my insurance company (BCBS) to ask if a particular lab was covered under my insurance. They told me that yes, it was covered, so I went there a couple of times. Shortly after the second time, I finally got the bill for the first visit, approximately $1000. For blood work. Obviously I immediately call my insurance to ask what happened and why it wasn’t covered like I was told over the phone. The representative told me that they haven’t covered this lab that I went to since 2007. I was completely shocked because I was told that it was. They said they might have a recording of the phone conversation I had with the first representative (the one that horribly misinformed me) but didn’t hear much else about it. I sent in an appeal (even dated the time I originally called about coverage) but all I got back was “well, the claim was filed correctly”. Which is great, because obviously it was and that’s not the problem. The problem is I was lied to about my coverage and now owe ~$2000 for blood work. I called the lab I got it done as to see if I could get self-pay prices but they told me it was already processed through insurance so I’m out of luck I guess? That doesn’t really make sense to me. I’m working on writing a second appeal now but I just feel completely screwed over and BCBS doesn’t seem to care. Sorry this ended up being longer than I meant it to be, I just need some advice. Is there anything I can do in this situation other than just sending another appeal? Or anything I can add into my appeal to make them listen to me? Or even just a way to make this cost less in any way. Thanks for reading.
TLDR: Insurance company told me I was covered when I wasn’t and now I’m out ~$2000 over their mistake. What do I do??
submitted by zeldafan_7 to HealthInsurance [link] [comments]
TLDR: Insurance company told me I was covered when I wasn’t and now I’m out ~$2000 over their mistake. What do I do??
2023.05.31 11:14 Consistent_Variety15 Written offer (email) without contract
I received an offer via email on being offered a job, with the email containing general details on the job (salary, working time, medical insurance etc).
I accepted the job offer but i havent received a contract yet. It has been two days since i accepted the job offer in writing. Was wondering if this is the norm? And if i should continue applying for other jobs. Thank you
submitted by Consistent_Variety15 to jobs [link] [comments]
I accepted the job offer but i havent received a contract yet. It has been two days since i accepted the job offer in writing. Was wondering if this is the norm? And if i should continue applying for other jobs. Thank you
2023.05.31 11:14 Tangentkoala Disabled person ready to re join the workforce trying to find a part time job with relatively low stress.
Originally was working as a financial analyst for a small mom and pop banking company. I did there books, helped with compliance reports, year end taxes, bank reconciliations, and some payroll shenanigans. Had to step down from the role as my advance stage heart failure worsened the past 3 years. Took new medicine and I think My body is stable enough for me to rejoin the workforce with some limitations of course.
Ideally I'd love a job that's part time, high paying, and low stress, but I know that's 99% a pipe dream and a job that everyone would want. So instead I'm trying to find a part time job thats around 20 ish hours a week and that's relatively low stress. Salary wise I'm not really sure what I should be settling for in this job market since I haven't been actively looking in a little while. I'm in California and minimum wage is at 16$ an hour.
I have a finance degree with certificates in SQL, Quickbooks, and Microsoft Excel. Was interested in going for my series 7/63 but I don't think ill get sponsored.
I double majored in finance/risk management as well as insurance. Ideally I'd want to work in the insurance field but the main goal is to find part time work that's relatively low stress. Anyway I can break into the job market again? My network is a bit shot at the moment since a lot of my connections jumped shipped and dipped out of California. I really feel motivated but I'm worried I'm too far apart with my work time gap that i wouldn't even get an interview offer.
submitted by Tangentkoala to FinancialCareers [link] [comments]
Ideally I'd love a job that's part time, high paying, and low stress, but I know that's 99% a pipe dream and a job that everyone would want. So instead I'm trying to find a part time job thats around 20 ish hours a week and that's relatively low stress. Salary wise I'm not really sure what I should be settling for in this job market since I haven't been actively looking in a little while. I'm in California and minimum wage is at 16$ an hour.
I have a finance degree with certificates in SQL, Quickbooks, and Microsoft Excel. Was interested in going for my series 7/63 but I don't think ill get sponsored.
I double majored in finance/risk management as well as insurance. Ideally I'd want to work in the insurance field but the main goal is to find part time work that's relatively low stress. Anyway I can break into the job market again? My network is a bit shot at the moment since a lot of my connections jumped shipped and dipped out of California. I really feel motivated but I'm worried I'm too far apart with my work time gap that i wouldn't even get an interview offer.
2023.05.31 10:56 squareinsurancebroke How To Compare Bike Insurance Online
The Square Insurance Company will help you to compare the plans in terms of coverage, premium costs, claim settlement rates, offers, discounts, etc., to simplify the process. Simple and hassle-free. Here are some instructions for how to compare buy bike insurance premiums online.
Step 1: Locate and visit the website that enables you to compare insurance plans.
Step 2: Complete the necessary information about your bike, including its make and model, the purchased year, the specifics of any prior insurance, etc.
Step 3: After filling out all the fields, click Confirm. You will be taken to another page where you can select your desired add-ons, insured declared value (IDV), and other options.
Step 4: Check quotes after selecting all the appropriate options.
The numerous policies offered by various insurance providers will be displayed to you. Look over the available choices and select the one that best fits your requirements and price range.
Today, comparing bike insurance online policies is simpler than ever. Therefore, you should compare bike insurance costs and determine the coverage you may receive for your two-wheeler rather than blindly purchasing the plan your bike dealer recommends. You can also contact your insurance agent for the best strategy with affordable premiums and thorough coverage.
Conclusion The purpose of this post is to assist you in sorting through the various insurance options available on the market. This post will enable you to go with Square Insurance company to COMPARE & buy bike insurance online side-by-side and provide the ideal policy based on reasoning factors such as higher bike insurance premium amounts, protection, add-ons, etc.
submitted by squareinsurancebroke to u/squareinsurancebroke [link] [comments]
Step 1: Locate and visit the website that enables you to compare insurance plans.
Step 2: Complete the necessary information about your bike, including its make and model, the purchased year, the specifics of any prior insurance, etc.
Step 3: After filling out all the fields, click Confirm. You will be taken to another page where you can select your desired add-ons, insured declared value (IDV), and other options.
Step 4: Check quotes after selecting all the appropriate options.
The numerous policies offered by various insurance providers will be displayed to you. Look over the available choices and select the one that best fits your requirements and price range.
Today, comparing bike insurance online policies is simpler than ever. Therefore, you should compare bike insurance costs and determine the coverage you may receive for your two-wheeler rather than blindly purchasing the plan your bike dealer recommends. You can also contact your insurance agent for the best strategy with affordable premiums and thorough coverage.
Conclusion The purpose of this post is to assist you in sorting through the various insurance options available on the market. This post will enable you to go with Square Insurance company to COMPARE & buy bike insurance online side-by-side and provide the ideal policy based on reasoning factors such as higher bike insurance premium amounts, protection, add-ons, etc.
2023.05.31 10:55 noganbo OscarSwap Fairlaunch Live on Pinksale DEX Live Mobile App Staking Farming KYC Doxed CertiK Audit massive AMA's Arbitrum Chain Partnerships 9Hours Left to end FL
It's time change the whole paradigm of investing and holding currencies with oscar swap. Oscar swap is the finest product of 2023 in crytpo market based on Arbitrum blockchain.
With Arbitrum block chain transaction will be done quickly and at less cost. not only it has given Dex a completely different shape for the longevity of project.
Complete elimination of arbitrage for equality in prices
Here you stake oscar token the next moment auto compounding mechanism will start working and you will 100 percent reward in your pocket isn't it interesting??
Oscar will be providing it's enthusiastic users with great liquidity by distributing trading fees and rewarding oscar tokens
It's time to sell the underlying pool assest in open market for high returns
Swap tokens with less slippage at favourable prices
Three coins offering farming rewards will escort you in your osacarswap journey .oscarswap native token $OSCAR, the second is WETH, and lastly, a stable coin.
Do you want to make your one dollar worth hundered of dollar just after one year?? If yes? Then go and invest it at 500% APR with Oscarswap Farms.
Wanna be premier or adjustable staker?? Take a wise decision
Oscar has become the most accessible Dex of 2023 by joing hands with a reputable bridge now no more boundaries
Oscar mobile app is just a clock so don't wait before it's too late
Actively participate in decision making process and in case your problems go unheard time lock feature will start working so don't you worry
Tokenomics :
Total Supply : 7,500,000 OSCAR
Presale: 18.9%
Liquidity: 10.7%
Team Funds: 13.3%
Insurance Funds (For Emergency): 50%
Treasury Funds (Marketing, Strategic ,Partnerships) : 6.9%
For more information such as the roadmap and wallet distribution, visit the website listed below.
Official Website: https://oscarswap.com/
submitted by noganbo to CryptoReleasesDaily [link] [comments]
With Arbitrum block chain transaction will be done quickly and at less cost. not only it has given Dex a completely different shape for the longevity of project.
Complete elimination of arbitrage for equality in prices
Here you stake oscar token the next moment auto compounding mechanism will start working and you will 100 percent reward in your pocket isn't it interesting??
Oscar will be providing it's enthusiastic users with great liquidity by distributing trading fees and rewarding oscar tokens
It's time to sell the underlying pool assest in open market for high returns
Swap tokens with less slippage at favourable prices
Three coins offering farming rewards will escort you in your osacarswap journey .oscarswap native token $OSCAR, the second is WETH, and lastly, a stable coin.
Do you want to make your one dollar worth hundered of dollar just after one year?? If yes? Then go and invest it at 500% APR with Oscarswap Farms.
Wanna be premier or adjustable staker?? Take a wise decision
Oscar has become the most accessible Dex of 2023 by joing hands with a reputable bridge now no more boundaries
Oscar mobile app is just a clock so don't wait before it's too late
Actively participate in decision making process and in case your problems go unheard time lock feature will start working so don't you worry
Tokenomics :
Total Supply : 7,500,000 OSCAR
Presale: 18.9%
Liquidity: 10.7%
Team Funds: 13.3%
Insurance Funds (For Emergency): 50%
Treasury Funds (Marketing, Strategic ,Partnerships) : 6.9%
For more information such as the roadmap and wallet distribution, visit the website listed below.
Official Website: https://oscarswap.com/
2023.05.31 10:52 MyWholeChild1 Occupational Therapy for Autism Near Me: A Comprehensive Guide
 | Occupational Therapy for Autism Near Me submitted by MyWholeChild1 to u/MyWholeChild1 [link] [comments] IntroductionIf you're seeking occupational therapy for autism near you, you're on the right track to helping your loved one with autism thrive. Occupational therapy is a holistic approach that focuses on improving the daily living skills, motor coordination, and sensory integration of individuals with autism spectrum disorder (ASD). In this comprehensive guide, we will delve into the benefits of occupational therapy, explore how it can positively impact individuals with autism, provide tips on finding qualified therapists near you, and answer some frequently asked questions about this valuable therapeutic approach.Occupational Therapy for Autism Near MeAutism is a neurodevelopmental disorder that affects social interactions, communication, and behavior. Occupational therapy can play a crucial role in supporting individuals with autism in their daily lives. This therapy focuses on helping individuals develop the necessary skills to engage in meaningful activities, enhance independence, and improve the overall quality of life.Benefits of Occupational Therapy for AutismOccupational therapy offers a wide range of benefits for individuals with autism. Here are some key advantages:Improved Sensory Processing: Many individuals with autism struggle with sensory processing, leading to difficulties in processing and responding to sensory information. Occupational therapy can help individuals regulate their sensory experiences and develop coping mechanisms. Enhanced Motor Skills: Occupational therapists work on improving fine motor skills, gross motor skills, and coordination. This can enable individuals with autism to engage in activities such as writing, dressing, and self-care tasks with greater ease and confidence. Promoted Independence: Occupational therapy aims to foster independence in individuals with autism by targeting self-care skills, organizational abilities, and adaptive behaviors. Through therapy, individuals can become more self-sufficient in their daily lives. Social Skill Development: Occupational therapists provide strategies and interventions to support the development of social skills. This can include activities that encourage communication, turn-taking, and social interaction. Behavioral Management: Occupational therapy can assist individuals with autism in managing challenging behaviors by teaching them alternative coping mechanisms, self-regulation techniques, and strategies for emotional regulation. Finding Qualified Occupational Therapists Near YouFinding a qualified occupational therapist for autism near you is essential to ensure the best outcomes for your loved one. Here are some strategies to help you in your search:Ask for Recommendations: Seek recommendations from your child's pediatrician, school professionals, or other parents who have experience with occupational therapy for autism. They may provide valuable insights and suggestions. Research Local Resources: Utilize online directories and search engines to find occupational therapists near you. Look for therapists specializing in autism and check their credentials, experience, and reviews. Contact Local Autism Organizations: Reach out to local autism organizations or support groups. They often have a network of professionals and can guide you to reputable occupational therapists who specialize in working with individuals with autism. Consult with Insurance Providers: Contact your insurance provider to inquire about coverage for occupational therapy services. They can provide a list of in-network providers and guide you through the process of accessing services. Consider Teletherapy: With the advancement of technology, teletherapy has become an option for accessing occupational therapy services remotely. Research reputable teletherapy platforms and discuss the suitability of this approach with potential therapists. FAQs about Occupational Therapy for AutismHere are some frequently asked questions about occupational therapy for autism, along with concise answers:Q: What age is appropriate for occupational therapy for autism near me? A. Is occupational therapy for autism near me? A: Occupational therapy can be beneficial for individuals with autism of all ages. It is important to start therapy as early as possible to maximize the benefits and support the development of essential skills. Q: How often should occupational therapy sessions be scheduled? A. The frequency of occupational therapy sessions can vary depending on the individual's needs and goals. It is common for sessions to be scheduled once or twice a week, but this can be adjusted based on the therapist's recommendations and the progress being made. Q: What can I expect during an occupational therapy session for autism? A. Occupational therapy sessions for autism are tailored to the individual's specific needs. They may include activities to improve motor skills, sensory integration exercises, social skill development, and strategies for managing behavior. Therapists often use play-based approaches to engage and motivate the individual. Q: How long does occupational therapy for autism typically last? A. The duration of occupational therapy for autism can vary depending on the individual's progress and goals. Some individuals may benefit from therapy for a few months, while others may continue for several years. Regular assessments and discussions with the therapist can help determine the appropriate duration. Q. Can occupational therapy for autism be combined with other interventions? A. Yes, occupational therapy can be integrated with other interventions for autism, such as speech therapy, applied behavior analysis (ABA), and educational support. Collaborative efforts among professionals can provide a comprehensive approach to addressing the unique needs of individuals with autism. Q: Are there any home activities or strategies I can implement to support occupational therapy for autism? A. Absolutely! Your occupational therapist can provide you with specific strategies and activities to incorporate into your daily routines at home. These may include sensory-friendly activities, fine motor skill exercises, visual schedules, and strategies to promote independence. ConclusionOccupational therapy is a valuable resource for individuals with autism, providing them with the tools and skills necessary to navigate daily life more independently and confidently. By seeking out qualified occupational therapists near you, you can ensure that your loved one receives the best possible care and support. Remember to consider the benefits of occupational therapy, utilize the strategies for finding qualified therapists, and explore the FAQs to gain a deeper understanding of this therapeutic approach. With the right Occupational Therapy for Autism Near Me, individuals with autism can thrive and reach their full potential. |
2023.05.31 10:51 bryandfg OscarSwap Fairlaunch Live on Pinksale DEX Live Mobile App Staking Farming KYC Doxed CertiK Audit massive AMA's Arbitrum Chain Partnerships 9 Hours Left to end FL
It's time change the whole paradigm of investing and holding currencies with oscar swap. Oscar swap is the finest product of 2023 in crytpo market based on Arbitrum blockchain.
With Arbitrum block chain transaction will be done quickly and at less cost. not only it has given Dex a completely different shape for the longevity of project.
Complete elimination of arbitrage for equality in prices
Here you stake oscar token the next moment auto compounding mechanism will start working and you will 100 percent reward in your pocket isn't it interesting??
Oscar will be providing it's enthusiastic users with great liquidity by distributing trading fees and rewarding oscar tokens
It's time to sell the underlying pool assest in open market for high returns
Swap tokens with less slippage at favourable prices
Three coins offering farming rewards will escort you in your osacarswap journey .oscarswap native token $OSCAR, the second is WETH, and lastly, a stable coin.
Do you want to make your one dollar worth hundered of dollar just after one year?? If yes? Then go and invest it at 500% APR with Oscarswap Farms.
Wanna be premier or adjustable staker?? Take a wise decision
Oscar has become the most accessible Dex of 2023 by joing hands with a reputable bridge now no more boundaries
Oscar mobile app is just a clock so don't wait before it's too late
Actively participate in decision making process and in case your problems go unheard time lock feature will start working so don't you worry
Tokenomics :
Total Supply : 7,500,000 OSCAR
Presale: 18.9%
Liquidity: 10.7%
Team Funds: 13.3%
Insurance Funds (For Emergency): 50%
Treasury Funds (Marketing, Strategic ,Partnerships) : 6.9%
For more information such as the roadmap and wallet distribution, visit the website listed below.
Official Website: https://oscarswap.com/
submitted by bryandfg to CryptoCurrencyClassic [link] [comments]
With Arbitrum block chain transaction will be done quickly and at less cost. not only it has given Dex a completely different shape for the longevity of project.
Complete elimination of arbitrage for equality in prices
Here you stake oscar token the next moment auto compounding mechanism will start working and you will 100 percent reward in your pocket isn't it interesting??
Oscar will be providing it's enthusiastic users with great liquidity by distributing trading fees and rewarding oscar tokens
It's time to sell the underlying pool assest in open market for high returns
Swap tokens with less slippage at favourable prices
Three coins offering farming rewards will escort you in your osacarswap journey .oscarswap native token $OSCAR, the second is WETH, and lastly, a stable coin.
Do you want to make your one dollar worth hundered of dollar just after one year?? If yes? Then go and invest it at 500% APR with Oscarswap Farms.
Wanna be premier or adjustable staker?? Take a wise decision
Oscar has become the most accessible Dex of 2023 by joing hands with a reputable bridge now no more boundaries
Oscar mobile app is just a clock so don't wait before it's too late
Actively participate in decision making process and in case your problems go unheard time lock feature will start working so don't you worry
Tokenomics :
Total Supply : 7,500,000 OSCAR
Presale: 18.9%
Liquidity: 10.7%
Team Funds: 13.3%
Insurance Funds (For Emergency): 50%
Treasury Funds (Marketing, Strategic ,Partnerships) : 6.9%
For more information such as the roadmap and wallet distribution, visit the website listed below.
Official Website: https://oscarswap.com/